Yesterday I bought a coffee around 2PM using Apple Pay. Transaction went through fine, and I enjoyed my coffee. I got a notification at around 11:30PM (Over NINE HOURS later!) that the transaction was declined. In the wallet app under "Latest Transactions" it shows as declined with the amount crossed out, and in my Chase banking app for the card, it doesn't show the transaction at all. I'm going to wait a couple of days to make sure the transaction doesn't appear, then go make good with the vendor (I'm not going to stiff them out of $2!) but I'm curious if this has happened to anyone else. I could see it costing a vendor a lot of money if this happened on, say, a $200 transaction!