Wow you’ve seen homeless people with iPhones. That’s crazy. We live in a strange world. I am always wary whether to give or not. But I think we should try and see the good in people. What part of london are you that is so Apple Pay savvy?
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Apple Pay Used on 16% of Active iPhones Worldwide, Widespread Adoption Still Expected in 3-5 Years
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It's only a little bit awkard depending on how the machines are set out in the shops. Apple Pay works with every single australian POS terminal that exists. It's not governed by department or store at all. If you are with ANZ or the smaller banks of course. The other "Big 3" banks are still too stubborn to give in
I use ApplePay on a semi regular basis, maybe about 5 to 8 transactions a week. Not bad.
And for all other payments, I fax in a cheque or money order.
And for all other payments, I fax in a cheque or money order.
On the iPhone X that is one way (the quickest) to use Apple Pay. If your phone is already unlocked and you are browsing around on the home screen, you can also just open Wallet.app and do it that way...but it is slower.
For me the fastest way is using my Apple Watch S3. Double click the side button, hold watch close to reader and done. Literally takes about 2-3 seconds. Also, it is great because I do not have to have my iPhone on me because I have the AW S3+LTE, and it works just as fast on LTE vs. being connected to the iPhone and using its connection.
I leave home without a wallet OR phone sometimes. Apple Pay on the watch is awesome. People say, I don't trust it, what about security. I then explain to them that once my card gets used anywhere in the world, a notification pops up on my watch, phone, laptop. It's even more secure than a credit card. In fact here in Aus, The Commonwealth Bank copied that particular feature but Apple Pay works better because of the tight integration into the whole eco system. I even have my Supermarket Loyalty card on there which I tap. Just awesome.
I leave home with my wallet a lot. I leave my license in my center console of my car, that way I at least am driving legally. The stores I go to I know take Apple Pay. People who complain or worry about the security obviously have not read about all the steps Apple has taken to make sure this is more secure than using your actual debit/credit card itself. The unique ID that is stored in the Secure Enclave that no one can get to. If there happened to be a breach of security somewhere you used Apple Pay, you have nothing to worry about because the hackers would never get your actual card number! I also have my grocery store loyalty card in the Wallet app, along with some other loyalty cards. Also, for people with the AW S3+LTE (which I own) it is great to sometimes not even have to bring my iPhone OR wallet with me. The Series 3 does everything.
I posted this link on the last page I think, but for those concerned about the security of Apple Pay...once you read this article you should have zero fear of using Apple Pay! It explains everything about Apple Pay in quite a bit of detail!
https://support.apple.com/en-us/HT203027
Still missing in the half of Europe (e.g. Germany, Austria, Poland, Benelux)
Not exactly true.
You can pay at almost every NFC-enabled POS.
You just need to get a virtual card from a different countries app store.
I use boon from the french app store. Has been great and they even changed from a percentage fee to a flat rate.
And a lot of people look at you funny when you pay with your Applewatch and ate curious about it.
I first used it with my iPhone. But the real deal is with the Apple watch. No around for your wallet and no pin entry/signature.
And that's mostly Apple's fault. I really don't understand why they don't build local teams who know the business (issuers, PSPs) and the local culture, language. Instead they are operating out of London or even the US with no real focus on getting things done in these countries.Still missing in the half of Europe (e.g. Germany, Austria, Poland, Benelux)
I don't see people using Apple Pay in the Netherlands, simply because it hasn't been implemented yet. Apple is still negotiating with ING, one of the few big Dutch banks. But even if Apple will be available here in the Netherlands, I doubt if it will become a huge succes. You see, the usage of creditcards is not widely supported among Dutch citizen's while in the VS almost everyone is using multiple creditcards.
That doesn't mean Apple Pay can't be useful tough. But I'm just not sure if Apple Pay is more convenient then using a normal bank account card which you can just push against a device for making an payment without typing in your pincode. Meaning, I dare to state that paying with my normal card is even faster then using Apple Pay or at least not that much slower.
I do have an Apple Watch series 3, in that regard I can imagine making payments with the use of your Apple Watch could be more faster and be more convenient then using a card instead. Time will tell.
That doesn't mean Apple Pay can't be useful tough. But I'm just not sure if Apple Pay is more convenient then using a normal bank account card which you can just push against a device for making an payment without typing in your pincode. Meaning, I dare to state that paying with my normal card is even faster then using Apple Pay or at least not that much slower.
I do have an Apple Watch series 3, in that regard I can imagine making payments with the use of your Apple Watch could be more faster and be more convenient then using a card instead. Time will tell.
Huh? If your phone supports ApplePay, then it has TouchID. How inconvenient is it to have your fingerprint automatically unlock your phone when you’re pressing the Home button to turn it on anyway?
My biggest annoyance with Apple Pay is that most places still make me sign. The extra step takes away a little convenience. They just can’t seem to cut the cord and give up a credit card-like paradigm. I’ve given up trying to explain to a chastise (or manager) that Apple Pay is already more secure than a signature.
I don't get this. LA County (Los Angeles, CA) - doesn't require this for purchases under $50? nor do the CC companies yet most mom and pop and even some retail chains will require signatures. Frustrating.
[doublepost=1519398449][/doublepost]I wonder what the percentage is in the US - probably not much higher than the 16%. Nearly all my friends have ApplePay capable iphones, but only very few of them have even bothered to set it up. It doesn't help that most of the major retailers and grocery stores, Walmart, Target, Kroger, HEB, etc. in the Houston area are not allowing it to be used.
This morning, Loup Ventures shared new information on Apple Pay adoption, estimating that there were 127 million global Apple Pay users by the end of 2017, a jump from 62 million the previous year. Given that there are about 795 million active iPhones around the world, this means that about 16 percent of iPhone owners have activated Apple Pay.
Of that 16 percent base, five percent are located in the United States and 11 percent are international users. Loup Ventures broke these numbers down further, pointing out that around 38 million people use Apple Pay in the U.S., and 89 million use Apple's mobile wallet globally.
The Apple Pay review also has a few other tidbits of research, including that the number of banks globally supporting Apple Pay have increased in the past year by 41 percent, to total 2,707 banks. Loup Ventures checked the top 100 retailers in the U.S. for Apple Pay compatibility as well, and found consistent growth of adoption across many online resources. In the last year, Apple Pay adoption in these retailers' apps grew 9 percent, mobile sites grew 85 percent, and desktop sites grew 56 percent.
Apple first debuted Apple Pay in the fall of 2014, and although many retailers joined in support of the platform it has faced push back from companies like Target and Walmart as each try to develop their own digital wallet service. Last spring, Apple said it wasn't worried about the slow adoption of Apple Pay because it saw the mobile wallet as on track to soon become its customers' "primary payment system."
In an interview around the same time, Eddy Cue said, "Does it matter if we get there in two years, three years [or] five years? Ultimately, no." Although Apple executives have remained in vocal support of Apple Pay, at the time of the launch consumer reticence to support Apple Pay was said to have permeated within the company, to the point where some executives "were reluctant to promote it." Recent ads for iPhone have been heavily focused on the iPhone X's new features, and the latest Apple Pay-focused commercials date back to 2015.
Despite the slow adoption, Loup Ventures analyst Gene Munster said he and the researchers "remain optimistic" that over the next three to five years, Apple Pay will see ongoing, gradual growth and eventually "gain widespread adoption." Although the report doesn't discuss rival mobile wallets specifically, it states that Apple Pay is "the easiest to use digital wallet" because of its deep integration into iOS.
Article Link: Apple Pay Used on 16% of Active iPhones Worldwide, Widespread Adoption Still Expected in 3-5 Years
I use Apple pay regularly now for transactions in the UK as when you use contactless to pay it takes 3-5 days before it appears on my transactions and available balance with Santander. With Apple Pay it appears straight away and being a poor student, having an up to date balance on my debit account is essential!!!
Walgreens is one of the few places I do use it. Target is the reason I want to, as their data breaches have gotten me or my wife 3 times. Target says that they are developing their own, or at least that’s the last thing I paid attention to from them. We simply don’t go there anymore. Safeway pulled out of this region of the country decades ago, literally, and there is one Whole Foods in Omaha. None of the other grocery stores in this area use/accept Apple Pay. There’s a regional brand Hy-Vee, and a national one, Kroger, but Kroger still goes by the name of the stores they bought out-Bakers. I’m not sure if McDonalds accepts them in this area, although they advertised nationally that they did. At least one use to but when I tried to use it a year or so ago they said it no longer worked. Teenage kid so he didn’t know if this was local or corporate or just temporary.
Use it at Whole Foods all the time too. Panera as well.
I need to remind myself to spend time to teach my extended family how to start using ApplePay! They all have iPhones etc. But only myself and a brother and one very bright computer-nerd-nephew know how to use ApplePay.
How many of you have spent time to teach/show another friend or relative how to set up ApplePay?
I honestly WISH Canadian banks would give a cash back for using ApplePay; instead I have to enable it on the account. Carrying a bank card in my wallet has always resulted it being bent and failing to work within 6-8months. I really REALLY LOVE ApplePay and how seamlessly it works.
I too wished more brick & mortar stores accepted it. If I could get the deals on groceries as I do with Walmart I'd stop shopping there. (looking for ship to door alternatives) I don't like having to hug the POS terminal when using my physical card due to the amount of overhead camera's and everybody trying to hump me (being too close) to rush through the long lineups caused by lazy/slow cashiers. Their slow to promote impulse shopping no doubt.
Why isn't eBay, Amazon, etc accepting ApplePay?!
POS ... Piece of S**t system (not point of sale)
Like you I keep trying ApplePay as well. I think it's us, the consumers that is helping ApplePay get traction more and more than Apple's need to advertise it.
Now I'd like to see provisional, national and soon global public transits use tap to pay based on card wallet systems.
Amazon is often considered an Apple rival in many areas. So it will be one of the dead last to want to support ApplePay. Likewise, do not expect Microsoft or Samsung to ever support ApplePay. They are also arch-rivals of Apple. But in some cases they are more like frenemies (Microsoft continues to profit from its software support for Macs, and Samsung has a lucrative business making semiconductor components for Apple iPhones).
eBay… while eBay itself focuses mostly on (online) sales….. for a long time eBay was a sister-company to PayPal (they recently split, however). PayPal is an ApplePay competitor and probably feels threatened by the emergence of ApplePay?
But now that the PayPal-eBay marriage is over …. maybe it would be a good time for eBay to reconsider support of ApplePay.
If you have an iPhone X, then you have FaceID. Why would you need to "unlock" your phone? If you're the one using your phone, it'll unlock itself. You don't have to do anything. Your original post made no sense.
It makes perfect sense. I don’t use any lock on my phone at all, passcode Face ID etc. I don’t want to add a passcode just to pay with “Apple Pay”.
Clear enough?