Apple Pay vs Google Wallet

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by MacAndMic, Feb 26, 2015.

  1. MacAndMic macrumors 6502

    Joined:
    Jun 4, 2009
    #1
    Any dual users or former users of one or the other that can chime in on these payment methods?

    I am due for an upgrade soon from my 5s and payment is going to be my deciding factor on the device I choose.

    Is one method more acceptable than the other? Are these payment methods available at many stores or is it just luck of the draw and too soon for any phone payment method?
     
  2. Rayfire macrumors 68020

    Rayfire

    Joined:
    Aug 25, 2008
    Location:
    PNW
    #2
    I've used both, since at home we got a LG G3 and an iPhone 6.

    Basically any merchant who accept NFC payments with the card/signal/wifi thingy symbol, you'll be able to use your phone to pay (unless it's broken or disabled)

    Google Wallet let's you add any cards - huge plus while Apple Pay needs to have your bank/financial institution approved by them first before you can add your card to your phone.

    However, Google Wallet only has a 4 digit PIN for security purposes when purchasing while Apple Pay uses TouchID when purchasing - to me that's a huge plus.

    I haven't really used both of them on a daily basis yet, but when I do I find myself having the Apple Pay work seamlessly than Google Wallet. My .02
     
  3. Newtons Apple macrumors Pentium

    Newtons Apple

    Joined:
    Mar 12, 2014
    Location:
    Jacksonville, Florida
    #3
    Both systems are good. There will be even more payment option in the coming months.
     
  4. MacAndMic thread starter macrumors 6502

    Joined:
    Jun 4, 2009
    #4
    That helps, thanks. I had the impression they were both their own systems. Basically if there is an NFC terminal, any "vehicle" to send the signal if you will gets the job done.
     
  5. rugmankc Contributor

    rugmankc

    Joined:
    Sep 24, 2014
    Location:
    Dayton, Ohio
    #5
    Well not any with Apple Pay. They need to be set up for it. There's a whole thread on it in iOS 8 sub-forum.
     
  6. lederermc macrumors regular

    lederermc

    Joined:
    Sep 30, 2014
    Location:
    Seattle
    #6
    Question: I have an Amex card in Apple Pay wallet. What happens if I try to use it at a store that doesn't take Amex?
     
  7. eyoungren macrumors P6

    eyoungren

    Joined:
    Aug 31, 2011
    Location:
    Phoenix • 85037
    #7
    Probably the same thing that would happen if you tried to use your actual card. There's no agreement with the merchant and AmEx. You'd get some sort of error.
     
  8. diamond.g macrumors 603

    diamond.g

    Joined:
    Mar 20, 2007
    Location:
    Virginia
    #8
    I use both where I can, though I really like the Google Wallet Card.
     
  9. flybub macrumors regular

    Joined:
    Sep 17, 2011
    #9
    My vote goes to Apple Pay only because Android Pay doesn't even support my bank (Huntington). Plus with TouchID it is much easier. My droid turbo doesn't have fingerprint sensor so I would have to use a pin even if I could use Android Pay. Convenience factor goes to Apple Pay as well.
     
  10. Boyd01 macrumors 68040

    Boyd01

    Joined:
    Feb 21, 2012
    Location:
    New Jersey Pine Barrens
    #10
    Got an iPhone 6s plus about two weeks ago and setup Apple Pay on my Amex. I haven't been in any store that accepts it yet so no idea how well it works. Amex sent me a card with a chip last summer. Almost no stores are even setup to use that either, I can only remember about two in the past 6 months.

    I do like the notifications that pop up on the phone whenever I use my Amex card in the traditional way though.
     
  11. The Game 161 macrumors G5

    The Game 161

    Joined:
    Dec 15, 2010
    Location:
    UK
    #11
    Apple pay is awesome and until you try it you don't realise how quick and easy it is.

    I used it on my phone and watch and wow is it quick. So much better on my watch as you don't need to worry about getting anything out your pocket.
     
  12. Rhonindk macrumors 68020

    Rhonindk

    Joined:
    Oct 3, 2014
    Location:
    Bloom County: Meadow Party
    #12
    Have used both and both have pluses and minuses. Google Wallet is replaced by Android Pay.
    I am however using Samsung Pay (Note 5) at the moment and it flat out works better than either (I still have Apple Pay on my 6S+). It is limited to a few top end Samsung phones though.
     
  13. geoff5093 macrumors 68000

    geoff5093

    Joined:
    Sep 16, 2014
    Location:
    Dover, NH
    #13
    That information is a bit outdated.

    Google Wallet can't be used for NFC payments, that was Google's legacy NFC payment system which they shut down in favor of Android Pay. Wallet is still an app but only used to send money between friends or use your Wallet card, not for NFC payments.

    Android Pay only accepts certain cards like Apple Pay, and there is no PIN, when your phone is unlocked you just tap and it pays. No need to open an app or enter a PIN. It does require a secure lockscreen though.
     
  14. maxsix Suspended

    maxsix

    Joined:
    Jun 28, 2015
    Location:
    Western Hemisphere
    #14
    Both work fine in my experience. They're just a bit different.
     
  15. MacAddict1978 macrumors 65816

    Joined:
    Jun 21, 2006
    #15
    I have Android Pay and huntington, but... Android pay lets me use any card. The only thing is I have to enter my pin where if Huntington participated, then I could use my fingerprint. For the 2 extra seconds it takes to type my pin, no big deal.

    To a previous poster, you either take these systems or you don't. Apple Pay, Android Pay, and Samsung pay all work anywhere that takes NFC payments. The back end processes have nothing to do with the merchant.

    I have to admit though, Samsung's payment def has an edge of Apple or Google being that it will make the phone word on any terminal with a mag stripe. BUT.... like Apple Pay, the bank has to be participating. Google is the only one with a work around for that.
     
  16. MacAddict1978 macrumors 65816

    Joined:
    Jun 21, 2006
    #16
    Wrong... Android pay you can use any card. BUT you will have to use a pin on the payment terminal (not the phone).
     
  17. Internaut macrumors 6502a

    #17
    Apple Pay for me. Android Wallet is yet to launch in the chocolate producing countries. When Android Pay does launch, I expect it to be every bit as easy to use Apple Pay.
     
  18. geoff5093 macrumors 68000

    geoff5093

    Joined:
    Sep 16, 2014
    Location:
    Dover, NH
    #18
    No, you're wrong. Android Pay only supports a limited number of cards. You are thinking of Google Wallet.

    https://support.google.com/androidpay/answer/6314169?hl=en
     

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