Become a MacRumors Supporter for $25/year with no ads, private forums, and more!

Apple Pay without lockscreen asking for passcode

rosschang

macrumors member
Original poster
Aug 23, 2010
38
3
Been wanting to setup Apple Pay but had been too lazy or too busy to do so.

Recently had time, took out a bunch of card and wanting to add to apple pay, only to notice that it requires a passcode setup.

Would like to ask, is there a way to use apple pay (with passcode setup), without the phone asking me for passcode each time I unlock it?

[Edit]: using IphoneX.
 

AstonSmith

macrumors newbie
Nov 2, 2016
15
9
UK
You could set up FaceID as well. You unlock your phone with your face instead of a passcode, and also authorise Apple Pay the same way.

You will be asked to confirm your passcode approx once a week though, and on some other occasions (reboot, update, anywhere I forgot).
 
Comment

NoBoMac

Moderator
Staff member
Jul 1, 2014
2,891
1,217
Re @AstonSmith comment about occasional prompting for passcode:

A passcode is also required if your device is in the following states:

•The device has just been turned on or restarted.
• The device hasn’t been unlocked for more than 48 hours.
• The passcode hasn’t been used to unlock the device in the last
156 hours (six and a half days) and a biometric hasn’t unlocked the
device in the last 4 hours.
• The device has received a remote lock command.
•After five unsuccessful biometric match attempts.
•After initiating power off/Emergency SOS.

https://www.apple.com/business/site/docs/iOS_Security_Guide.pdf

So, yeah, basically once a week (I see it Sunday mornings when I wake up).
 
Comment

rosschang

macrumors member
Original poster
Aug 23, 2010
38
3
Nope. You must enable passcode.
Security.
Yup, accept that Passcode and/or FaceId is needed to use ApplePay. Problem is, the phone ask for passcode and/or faceId everything I unlock it. That is a big annoyance.

Just wanted to know, if there is a way, after setting up Passcode and/or faceId, that I won't need to use Passcode and/or FaceId everything I unlock the phone.
 
Comment

EM2013

macrumors 68020
Sep 2, 2013
2,190
1,972
Yup, accept that Passcode and/or FaceId is needed to use ApplePay. Problem is, the phone ask for passcode and/or faceId everything I unlock it. That is a big annoyance.

Just wanted to know, if there is a way, after setting up Passcode and/or faceId, that I won't need to use Passcode and/or FaceId everything I unlock the phone.
Not possible. You can turn off Face ID to unlock but you’ll have to enter your passcode every time.
 
Comment

aldo82

macrumors regular
Feb 8, 2011
248
97
I would suggest trying to get used to it. Why not have security on your phone? You may not have anything on that you consider private but why give a thief a free ride if they steal it from you? Most of the time I find faceID so seamless that its not obvious I have security enabled anyway
 
Comment

coldwaves

macrumors 6502
May 30, 2011
376
187
Yup, accept that Passcode and/or FaceId is needed to use ApplePay. Problem is, the phone ask for passcode and/or faceId everything I unlock it. That is a big annoyance.

Just wanted to know, if there is a way, after setting up Passcode and/or faceId, that I won't need to use Passcode and/or FaceId everything I unlock the phone.

Unfortunately no. Using Apple Pay requires you to set up Face ID and passcode. Once Face ID and passcode are set up, you need to use either Face ID or passcode to unlock the phone every time. There is no way to disable that. Once you get used to it, it is actually not that inconvenient. You will get used to it pretty quickly.
 
Comment

MisterSavage

macrumors 68030
Nov 10, 2018
2,510
2,516
You can go into settings on the iPhone's Apple Watch app and under 'passcode' enable 'unlock with iPhone'. When you unlocked your phone with Face ID your watch gets unlocked. I almost never type my passcode into my watch and I use Apple Pay on it almost every day.

Face ID on the phone couldn't be more convenient IMO.
 
Comment

digitalexplr

macrumors 65816
Dec 13, 2016
1,291
858
Central Missouri
You can go into settings on the iPhone's Apple Watch app and under 'passcode' enable 'unlock with iPhone'. When you unlocked your phone with Face ID your watch gets unlocked. I almost never type my passcode into my watch and I use Apple Pay on it almost every day.

Face ID on the phone couldn't be more convenient IMO.
Couldn't agree more about Face ID. Much more seamless than the Fingerprint method!
 
Comment

nikusak

macrumors regular
Feb 11, 2014
176
311
Why don’t you just use FaceID?

(Apple doesn’t send your facial data to the cloud or NSA or FBI)
 
Comment

nikusak

macrumors regular
Feb 11, 2014
176
311
They will. And you will not know.
No, they don’t.

It’s the same with Touch ID. The data is only in the secure enclave and it’s also
*not* in the backups, iTunes or iCloud.

Jailbreaking community and other iOS hackers would have discovered it all by now if the data was sent somewhere and the resulting publicity would be really destructive for Apple.

Also, nobody has been able to gain access to secure enclave. The “memory” of it is physically inaccessible for the main CPU.

So no, your data isn’t sent anywhere: the fingerprint / face data stays in the device.

(Never understood where these insane conspiracy theories come from)
 
Comment

rosschang

macrumors member
Original poster
Aug 23, 2010
38
3
Why don’t you just use FaceID?

(Apple doesn’t send your facial data to the cloud or NSA or FBI)

does not fit my use case. 1/2 the time I unlock my phone while it is laying flat on the table charging.
 
Comment

nikusak

macrumors regular
Feb 11, 2014
176
311
does not fit my use case. 1/2 the time I unlock my phone while it is laying flat on the table charging.
You can still use it.

Tap, swipe up, wait a bit, enter passcode. In other situations, use your face.

Or get wireless charger which lets you prop up your phone. Then all you need is to look at your phone to unlock.

Seriously, Face ID is great. No reason not to use it.
 
Comment

Shirasaki

macrumors G4
May 16, 2015
10,280
4,104
No, they don’t.

It’s the same with Touch ID. The data is only in the secure enclave and it’s also
*not* in the backups, iTunes or iCloud.

Jailbreaking community and other iOS hackers would have discovered it all by now if the data was sent somewhere and the resulting publicity would be really destructive for Apple.

Also, nobody has been able to gain access to secure enclave. The “memory” of it is physically inaccessible for the main CPU.

So no, your data isn’t sent anywhere: the fingerprint / face data stays in the device.

(Never understood where these insane conspiracy theories come from)
Ok.
This is more of a “doomsday” mindset than a conspiracy theory. But whatever.
Touch ID is still good. And asking for device passcode may still be normal. Asking for Apple ID password? Maybe remove and add the card again? Sometimes Apple cannot confirm that is the right card on file and request Apple ID credentials, I guess.
 
Comment

rosschang

macrumors member
Original poster
Aug 23, 2010
38
3
You can still use it.

Tap, swipe up, wait a bit, enter passcode. In other situations, use your face.

Or get wireless charger which lets you prop up your phone. Then all you need is to look at your phone to unlock.

Seriously, Face ID is great. No reason not to use it.

As I'd wrote earlier, I don't even want to key in passcode when I unlock my phone. Face ID? yea tried it, it's fun. seconds after than, disabled everything.

Point being, if using ApplePay mandates setting a passcode/faceId, and subsequent after setting passcode/faceId, I'll have to use it EVERY TIME when I unlock my phone? no, not using it. :)
 
Comment

DaveOP

macrumors 68000
May 29, 2011
1,529
2,197
Portland, OR
As I'd wrote earlier, I don't even want to key in passcode when I unlock my phone. Face ID? yea tried it, it's fun. seconds after than, disabled everything.

Point being, if using ApplePay mandates setting a passcode/faceId, and subsequent after setting passcode/faceId, I'll have to use it EVERY TIME when I unlock my phone? no, not using it. :)
This is correct. If you had Apple Pay with no pass code, someone could steal your phone and authorize as many transactions as they wanted with no security.
 
Comment

jzuena

macrumors 65816
Feb 21, 2007
1,064
103
The only way I know of to use Apple Pay without entering a password or using TouchID/FaceID is to use an Apple Watch. As long as the watch remains physically on you, it remembers the passcode you used to unlock it and will authorize Apple Pay transactions.
 
Comment

rosschang

macrumors member
Original poster
Aug 23, 2010
38
3
The only way I know of to use Apple Pay without entering a password or using TouchID/FaceID is to use an Apple Watch. As long as the watch remains physically on you, it remembers the passcode you used to unlock it and will authorize Apple Pay transactions.
Dun wanna apple watch. prefer my mechanical rolex...
 
  • Like
Reactions: Atso
Comment

dwfaust

macrumors 604
Jul 3, 2011
6,653
7,485
I continue to be amazed at the folks who want the technology, and all of its perks, but refuse to follow the steps required to use that tech effectively (or at all). Apple says you need to secure your device to use ApplePay (passcode, TouchID or FaceID), no doubt for your own protection, but people still refuse.
 
Comment

lawrence5329

macrumors newbie
Jun 16, 2019
1
0
There is a way for you to unlock your iPhone without having to use a passcode or Face ID every time you want to unlock it. You will still need to enter your passcode or use face ID every time you want to use Apple Pay, this is for security reasons. This is how I got it to work for me.

Under "use face ID for", turn off "iPhone unlock". Keep in mind that if you turn this off, you cannot use face ID to unlock your phone, but Face ID will still work for Apple Pay and other things you have enabled under "use face ID for". Then, scroll down and tap on "require passcode". It won't appear if "iPhone unlock" under "use face ID for" is turned on. On that screen, you can choose between immediately, after one, five or 15 minutes, or after an hour or after four hours. Setting a shorter time for requiring your passcode is more secure than setting a longer time. This only works for unlocking your iPhone. You also have the option of not setting up Face ID and just using a passcode.

Hope this helps.
 
Comment
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.