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Is this just for London Underground??

What about the security implications? ie, if your handset is lost/stolen it can be used without any authentication?

I don't use the Underground very often, but when I do I usually authenticate as Im walking up to the barrier, so my handset is ready before I get to it.....


Apple Pay actually requires authentication before activation. So it's actually more secure than a contactless card.
 
It's not a dead battery. What happens is when the battery drops below a certain small percentage, the phone or watch preemptively shuts down everything except the parts necessary for NFC functions. The remaining battery gives you 5 more hours of typical card use, as Apple claims. If it's really dead, then it won't work.
Is that different from what typically happens? Because then they are taking crucial battery life just to sudo power NFC.
 
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Don't get the whole concept of this.
We have a transit card here, accepted by all transit forms and it's valid in the whole country, monthly subs are available, 100.000s use these subs, better than paying for a single trip with Apple's Express Transit mode.
Now only if the card was available through the built in NFC chip in iPhones.
What country? Does your country have a contract with Init or Cubic Transportation systems? So far only systems from these two vendors looks like it'll support adding the card itself into Apple Wallet.

London uses Cubic
NYC uses Cubic
Chicago uses Cubic
LA uses Cubic
San Francisco uses Cubic
Portland uses Init
Japan uses Cubic card readers
 
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hi

would like to understand it a bit better.

there seems to be two different systems, depending on the city, correct?

(1) Express Transit using a card registered in apple pay that is further designated on the iPhone to be used as an Express Transit card (EMV; open-loop)

and

(2) a dedicated transit pass that is able to be used as a transportation card on an iPhone (dedicated transit card; closed loop)

either can be
- used without yr drevice connected to a network (cellular or wifi)

so the only appreciable differences to the user seem to be:
- is that it seems using EMV method cant give the user any benefit of any available multi-use price discount that the transit company may offer, whereas the transit card can use multiple trip discounts that the transit company might offer.

what about the recording of the transaction? with EMV each trip must need to be recorded as a debit on yr EMV registered card with each use, right? therefore no recharging of a card is needed.
how about with a dedicated transit type of card: are these cards basically stored value cards that need to be recharged?

as far as actual slowness in actually using it, with EMV being able to be dedicated as an Express Transit card the need for authentication not being necessary, the time difference between the two is not significant to the user
 
- is that it seems using EMV method cant give the user any benefit of any available multi-use price discount that the transit company may offer, whereas the transit card can use multiple trip discounts that the transit company might offer.

They can in an EMV open loop system. How it works is that every time you tap the card number is recorded. The taps are sent to a central server at the end of the day where the travel path is computed and the appropriate discount and passes applied. The whole day's charge is then sent to the bank for billing.

Many systems do this like London and Chicago. For example, London has a daily and weekly maximum cap on fares, so your use is stored for a week. Chicago lets you buy a pass and link it with your card, so you won't be charged.

how about with a dedicated transit type of card: are these cards basically stored value cards that need to be recharged?

Correct, this is identical to Suica, PASMO, etc. though it is common to have auto recharge via a link with a credit or debit card. The major difference is that in many places in the West, you or your employer get tax benefits paying for transit, so they can't permit these cards to be used for vending machines, McDonalds, etc.

The transit agency has to maintain accounting, payment handling, compliance with financial laws, production and distribution of cards, etc. which ends up usually costing them more in total than the EMV system. This is why many transit agencies worldwide in places where people have high usage of credit and debit cards are going to EMV/contactless.

there seems to be two different systems, depending on the city, correct?

Most cities are stored-value only or have both contactless and stored-value, like London. Chicago was one of the few cities (perhaps only) to go contactless only; if you didn't have a contactless card, they sold you a prepaid debit card with the Mastercard logo that you could actually use elsewhere.
 
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At first I liked this idea, but then I realized all the work that apple did to make the phones a worthless target for thieves is impacted by this feature. I sure hope not. Maybe the day or two someone is able to get free transit with a stolen phone before the associated card is cancelled won’t be enough to inspire thefts. But the thought of increased iPhone thefts and needing to cancel cards makes this possibly annoying.

You really think someone's gonna commit a possible felony theft to get a few bucks worth of rides?
Anyone know the techno stuff behind how it still works with a dead battery? That’s pretty cool!

(I know a dead battery still holds some charge, but want the details).
A lot of credit cards have NFC (the tech we are talking about here) and can be used this same “tap and go” way, so it apparently doesn’t need power to function.

Someone more knowledgeable would have to weigh in (or be less lazy than us and google it lol) but my guess is it’s a passive chip that responds to the signal from the reader.
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If this is a legitimate fear, leave express transit off and just tap with face or Touch ID.

...and get your ass handed to you by the rightfully angry people you’re slowing down with your foolishness. That’s what would happen here in NYC, in can tell you that.
 
It shows as ‘Express Travel Card’ in the UK. The word transit is rather used to designate a light utility van here.
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It shows as ‘Express Travel Card’ in the UK. The word transit is rather used to designate a light utility van here.
Another noteworthy UK-specific use of the iPhone’s NFC chip is the brexit registration app for EU citizens which uses iOS13’s NFC tag reading capabilities to let citizens scan their passport chips.

Soon they will let us pair headphones over NFC (like on 2014 Android phones)!
 
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Is this just for London Underground??

What about the security implications? ie, if your handset is lost/stolen it can be used without any authentication?

I don't use the Underground very often, but when I do I usually authenticate as Im walking up to the barrier, so my handset is ready before I get to it.....
It only works on the TFL services so it wouldnt work in a shop. You can still authenticate if you wish
 
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Does this work on Thameslink too?
I understand that if it's got an Oyster reader it should work. Having said that I tried touching in on the circle line yesterday and it wouldn't work unless I authenticated.... Not easy to test at rush hour with people charging behind you.
 
Brilliant stuff. I don't usually use Apple Pay and on my weekend visits to London use my Oyster card. But this weekend, on the tube and DLR, I used this express mode and it worked really well. The barriers "read" my phone just as quick as it would with my Oyster card; didn't have to slow down at all.

So far, I've just been charged a nominal 10p on my AmEx card; I assume TFL wait to see what other journeys I may be doing before working out the total cost. I also got an email from AmEx saying I'd get 10% off all contactless TFL payments until the end of this month. This is only likely to save me a quid or two, but it's better than nothing.
 
I see no reason why not, the majority of the Thameslink lines use TfL readers. One way to find out, give it a go...

That's a better answer than linking to a website that doesn't actually say anything about it.
 
What country? Does your country have a contract with Init or Cubic Transportation systems? So far only systems from these two vendors looks like it'll support adding the card itself into Apple Wallet.

London uses Cubic
NYC uses Cubic
Chicago uses Cubic
LA uses Cubic
San Francisco uses Cubic
Portland uses Init
Japan uses Cubic card readers

The Netherlands.
 
Let them steal your phone and use it to travel. Will be easier to track the f***er down with the help of CCTV and beat him up.
 
A lot of credit cards have NFC (the tech we are talking about here) and can be used this same “tap and go” way, so it apparently doesn’t need power to function.

Someone more knowledgeable would have to weigh in (or be less lazy than us and google it lol) but my guess is it’s a passive chip that responds to the signal from the reader.
But it say it’s functional for only up to 5 hours after dead battery so there is a power component to it. As in, it’s not completely passive like other passive NFC.
 
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