Apple Pay actually requires authentication before activation. So it's actually more secure than a contactless card.
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Apple Pay's Tap-and-Go Express Transit Mode Now Live in London, Advertised on MetroCards in NYC
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Apple Pay actually requires authentication before activation. So it's actually more secure than a contactless card.
Is that different from what typically happens? Because then they are taking crucial battery life just to sudo power NFC.
Running out of battery is normally an annoyance, but travel on transit without a valid ticket can be a criminal charge subject to arrest (misdemeanor) or at minimum a hefty fine. Even if you don't get caught, you automatically get charged a default fare.
https://metro.co.uk/2019/10/21/boy-handcuffed-police-phone-dies-cant-pay-tube-10956494/
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What country? Does your country have a contract with Init or Cubic Transportation systems? So far only systems from these two vendors looks like it'll support adding the card itself into Apple Wallet.
London uses Cubic
NYC uses Cubic
Chicago uses Cubic
LA uses Cubic
San Francisco uses Cubic
Portland uses Init
Japan uses Cubic card readers
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It's supposed to happen. They use the same vendor as literally everybody else, Cubic.
https://ggwash.org/view/67294/metro-reasons-metro-hopes-to-bring-mobile-and-phone-payments-by-2019
hi
would like to understand it a bit better.
there seems to be two different systems, depending on the city, correct?
(1) Express Transit using a card registered in apple pay that is further designated on the iPhone to be used as an Express Transit card (EMV; open-loop)
and
(2) a dedicated transit pass that is able to be used as a transportation card on an iPhone (dedicated transit card; closed loop)
either can be
- used without yr drevice connected to a network (cellular or wifi)
so the only appreciable differences to the user seem to be:
- is that it seems using EMV method cant give the user any benefit of any available multi-use price discount that the transit company may offer, whereas the transit card can use multiple trip discounts that the transit company might offer.
what about the recording of the transaction? with EMV each trip must need to be recorded as a debit on yr EMV registered card with each use, right? therefore no recharging of a card is needed.
how about with a dedicated transit type of card: are these cards basically stored value cards that need to be recharged?
as far as actual slowness in actually using it, with EMV being able to be dedicated as an Express Transit card the need for authentication not being necessary, the time difference between the two is not significant to the user
would like to understand it a bit better.
there seems to be two different systems, depending on the city, correct?
(1) Express Transit using a card registered in apple pay that is further designated on the iPhone to be used as an Express Transit card (EMV; open-loop)
and
(2) a dedicated transit pass that is able to be used as a transportation card on an iPhone (dedicated transit card; closed loop)
either can be
- used without yr drevice connected to a network (cellular or wifi)
so the only appreciable differences to the user seem to be:
- is that it seems using EMV method cant give the user any benefit of any available multi-use price discount that the transit company may offer, whereas the transit card can use multiple trip discounts that the transit company might offer.
what about the recording of the transaction? with EMV each trip must need to be recorded as a debit on yr EMV registered card with each use, right? therefore no recharging of a card is needed.
how about with a dedicated transit type of card: are these cards basically stored value cards that need to be recharged?
as far as actual slowness in actually using it, with EMV being able to be dedicated as an Express Transit card the need for authentication not being necessary, the time difference between the two is not significant to the user
They can in an EMV open loop system. How it works is that every time you tap the card number is recorded. The taps are sent to a central server at the end of the day where the travel path is computed and the appropriate discount and passes applied. The whole day's charge is then sent to the bank for billing.
Many systems do this like London and Chicago. For example, London has a daily and weekly maximum cap on fares, so your use is stored for a week. Chicago lets you buy a pass and link it with your card, so you won't be charged.
Correct, this is identical to Suica, PASMO, etc. though it is common to have auto recharge via a link with a credit or debit card. The major difference is that in many places in the West, you or your employer get tax benefits paying for transit, so they can't permit these cards to be used for vending machines, McDonalds, etc.
The transit agency has to maintain accounting, payment handling, compliance with financial laws, production and distribution of cards, etc. which ends up usually costing them more in total than the EMV system. This is why many transit agencies worldwide in places where people have high usage of credit and debit cards are going to EMV/contactless.
Most cities are stored-value only or have both contactless and stored-value, like London. Chicago was one of the few cities (perhaps only) to go contactless only; if you didn't have a contactless card, they sold you a prepaid debit card with the Mastercard logo that you could actually use elsewhere.
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You really think someone's gonna commit a possible felony theft to get a few bucks worth of rides?
A lot of credit cards have NFC (the tech we are talking about here) and can be used this same “tap and go” way, so it apparently doesn’t need power to function.
Someone more knowledgeable would have to weigh in (or be less lazy than us and google it lol) but my guess is it’s a passive chip that responds to the signal from the reader.
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...and get your ass handed to you by the rightfully angry people you’re slowing down with your foolishness. That’s what would happen here in NYC, in can tell you that.
It shows as ‘Express Travel Card’ in the UK. The word transit is rather used to designate a light utility van here.
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Soon they will let us pair headphones over NFC (like on 2014 Android phones)!
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Another noteworthy UK-specific use of the iPhone’s NFC chip is the brexit registration app for EU citizens which uses iOS13’s NFC tag reading capabilities to let citizens scan their passport chips.
Soon they will let us pair headphones over NFC (like on 2014 Android phones)!
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I agree. I always shut off my wallet, my Metrocard, and all the other alternatives to this feature. My wallet actually has a biometric sensor that destroys all the cash inside if someone steals it.
It only works on the TFL services so it wouldnt work in a shop. You can still authenticate if you wish
Thats the whole point of this. It now wont require authentication on TFL services.
I understand that if it's got an Oyster reader it should work. Having said that I tried touching in on the circle line yesterday and it wouldn't work unless I authenticated.... Not easy to test at rush hour with people charging behind you.
Brilliant stuff. I don't usually use Apple Pay and on my weekend visits to London use my Oyster card. But this weekend, on the tube and DLR, I used this express mode and it worked really well. The barriers "read" my phone just as quick as it would with my Oyster card; didn't have to slow down at all.
So far, I've just been charged a nominal 10p on my AmEx card; I assume TFL wait to see what other journeys I may be doing before working out the total cost. I also got an email from AmEx saying I'd get 10% off all contactless TFL payments until the end of this month. This is only likely to save me a quid or two, but it's better than nothing.
So far, I've just been charged a nominal 10p on my AmEx card; I assume TFL wait to see what other journeys I may be doing before working out the total cost. I also got an email from AmEx saying I'd get 10% off all contactless TFL payments until the end of this month. This is only likely to save me a quid or two, but it's better than nothing.
I see no reason why not, the majority of the Thameslink lines use TfL readers. One way to find out, give it a go...
That's a better answer than linking to a website that doesn't actually say anything about it.
But it say it’s functional for only up to 5 hours after dead battery so there is a power component to it. As in, it’s not completely passive like other passive NFC.