Okay, so yesterday I attempted to order a 64GB White AT&T iPad. The price with tax was $887.03. I wanted to split the payment between my debit card and a credit card ($287.03 on the debit and $600 on the credit card) to make things a bit easier on myself when paying it off. (I'm a college student and this was to be a very big purchase for me. ) Anyway, for some reason my credit card wasn't approved for the transaction. I believe this is because my final payment to make my balance $0 hadn't yet cleared. I wasn't too upset about this and planned to wait until everything was processed to attempt to order again. But now it seems Apple has taken the $287.03 out of my debit account even though I was immediately informed that the order was not possible. This hold has carried over to today and I'm still out almost $300 for a failed order for a product that isn't even shippable yet. I was led to believe that I wouldn't have been charged until the iPad shipped next Thursday. (I was willing to pay for it yesterday in full anyway, but I still feel misled.) Does anyone have any experience with this type of issue? How long before the transaction is no longer pending on my account and the money is returned? I can't order an iPad until this is sorted out, and I hear the model I want is already in short supply.