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Add to that the fact that many users, myself included, don’t trust Apple software and third party companies enough to secure things like houses and cars. I use Apple Wallet a lot but there’s a big difference in a bank card and a car for instance.
The future planned for us has you just subscribing for a car service anyway, you just use your subscription phone to request a car that arrives at the front door of the apartment tower you rent a room from, right beside the bistro you eat from every evening.

You will own nothing, and be happy.
 
I no longer need to take my wallet, house keys or camera with me. Looking forward to the day I can dump the car keys as well. (oh, and California please hurry with that digital drivers license!)
Florida was to have a digital ID by November 2021 and we are still waiting. Guess California and Florida are in a race to be last.
 
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Can we figure out in the US how to make Apple Pay more seemless with tipping (like it prompts you tip amount on sub total)?? In europe its apple pay everywhere. Never pulled a card out anywhere. In the US, were cavemen handing our card everywhere its so dumb
LOL I call the ones here in USA cavemen that don't even take CC. And I do mostly avoid the ones who don't take NFC as long as there is another decent business in the same genre that does.
 
Your digital key is designed to be only operated by you. A physical key however can be operated by anybody. It (in theory) can’t be as non-secure as the key it’s replacing. But of course if you think that Apple can impersonate you and authorise another person to download your digital key, it’s totally another issue and you should throw away your smartphone at once since it’s much more dangerous than a key to your house.
My issue is more to do with the p*ss poor reliability and stability of Apple’s software across the board, HomeKit being the most obvious example. I also wouldn’t want to rely on Apple software to power my car’s dashboard displays for the same reason.
 
Getting auto manufactures to do anything quickly is an ordeal. Remember the CarPlay roll out? I mean Tesla just added it like a few months ago.
That's because safety and reliablity is usually more important to automakers than shiny new features. When an automaker screws up, people die.

When your computer crash, you reboot. When your car crash, you die.
 
Apple car keys, I guess- I have a 2021 BMW, and the digital key appears in my wallet or when I pass the phone over the driver side door handle. Sometimes it works right away, sometimes I have to make several passes at it. The BMW Genius told me "contact point" (so to speak) is not the top of the phone, but approximately where the Magsafe is (?).
You have the BMW Digital Key, which is different than the current Digital Key Plus. Yours is NFC based and requires you to touch the phone to the door handle and place the phone in the dock to start the car. I just got a 2023 X1 a month ago and it has Digital Key Plus which uses primarily UWB, but also has NFC as a secondary access point. I can walk up to the car and it will unlock when I get a few feet away, and lock when I walk away. It is MUCH better and more convenient than the original digital key and is seamless.
 
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