Bluetooth?
It's already used in some kickstarted locks.
You can already buy a lock for your front door that automatically unlocks when you touch it if you have a registered iOS device in your pocket.
Bluetooth?
It's already used in some kickstarted locks.
But I guess a lot depends on who's actually making the transaction - is the payment made directly from the card company (e.g. Visa), or is it made from the buyer's iTunes account? If it's a direct transaction between the retailer and Visa, then Visa will want to be sure it's secure. If, however, Apple pay the retailer and charge it to the Visa card registered in your iTunes account then Visa - in theory - is only interested in the security of the transaction between them an Apple and has no interest in the security of the transation between Apple and the retailer, in the same way that you can currently make PayPal funded purchases by credit card; there's no actual transaction between the card provider and the retailer.
Apple could have restricted any app used for NFC based financial transactions and opened up the way for other more creative uses for NFC. Instead, they've taken the extremely conservative option and limited innovation.
Touch-ID is just a password replacement. As far as I'm concerned it makes things less secure. It is easier for a thief to force/trick you to unlocking your phone with a thumbprint. And if they were really desperate they'd just take your finger from you.
With friends like mine, Touch-ID is very insecure. They'd just wait until I fell asleep and then unlock my phone. All my messages, contacts and money available for them super easy.
Touch-ID changes nothing. It is just an alternative to a password, which are often much more secure.
Right yes. Get new friends just because they'd happily prank me if I got a finger print capable phone.Sounds like you need new friends.
...trust me in that Apple has no intention of making your payments "safer"...
My sources tell me it's for payments only. If you have a NFC/ Bluetooth speaker you will be able to connect via NFCThis is TRULY pathetic!
This means
- you won't be able to quickly share images between an NFC-capable camera / phone / tablet and an iPhone
- quickly configure and/or establish a connection between two devices (say, an NFC-enabled photo / video camera and an iPhone to be used as the remote controller).
Let me point out that Android (and, for that matter, Symbian) has been doing all these since 2012 (Nexus 7 and a lot other phones / tablets, Nokia 808 etc.). I love using NFC between my NFC-enabled cameras, phones and tablets - it makes all kinds of connection reestablishing / image / file sharing orders of magnitude faster (and fully automatic).
There is nothing for merchants to adopt. If they already have a NFC POS Apple Pay will work along with Google Wallet for other phones.
And yet that's exactly what they've done. 'Normal' NFC payment systems send transaction data which is vulnerable to snooping and replay attacks. The ApplePay system, by using one-time-codes, eliminates replay attacks, and by separating the payment system from the rest of the system via the TouchID secure enclave, seriously reduces the available 'surface area' for attacks within the phone itself.
I'm sorry to say that, despite whatever expertise you may have, you've completely missed the boat on that claim.
I'll also add this one (two articles about the same compromise):
http://online.wsj.com/articles/SB122366999999723871
http://www.telegraph.co.uk/news/ukn...as-netted-millions-from-British-shoppers.html
pay wouldn't have been vulnerable to this, as the transaction information would have been useless. This is what appeals to the banks: they have nearly absolute control over the "real" financial account information during these transactions.
My sources tell me it's for payments only. If you have a NFC/ Bluetooth speaker you will be able to connect via NFC
They have to purchase and install NFC equipment. Most U.S. stores do not have NFC because of the install cost and lack of current consumer demand. So yes, merchants would have to adopt NFC for Apple Pay to work. Apple has already recruited many major stores before the Apple Pay announcement to ensure it was usable to some extent. Why would they let all that work go to competitors? Of course they want iPhone users to use Apple Pay only.
Good. Opening it up to other NFC payment solutions just increases the security risk for Apple and its customers.
And what about image transfer and support for third party apps' quickly connecting (as is done in many Android camera remote controller apps)?
I think you make a very good point here. Thing is, other competitors have already partnered up with merchants when this technology first came out so where does that leave Apple? I'd say Apple has a lot more work to do in gaining support for the Apple Pay. Or, could it be that merchants trust one phone manufacture over the others (e.g. Apple, Samsung, HTC, etc), and are willing to sign up going forward? Time will tell I suppose.
NFC is much more capable of just doing payments ...
Nothing beyond payments and bluetooth is what I read this morning.![]()
I think you make a very good point here. Thing is, other competitors have already partnered up with merchants when this technology first came out so where does that leave Apple? I'd say Apple has a lot more work to do in gaining support for the Apple Pay. Or, could it be that merchants trust one phone manufacture over the others (e.g. Apple, Samsung, HTC, etc), and are willing to sign up going forward? Time will tell I suppose.
Yeah, because NFC tags have SOOOO much to do with encryption and Apple's pay system.
Apple is only a channel for the transaction data to be sent to the payment processor. Apple is not a party to the transaction.
They sure did start at the top, I would have too lol.The went to the top visa,MC, Amex, chase, boa ect
Apple has the biggest selling smart phone in the U.S. with a demographic that likes to spend money so I think that give them a lot of clout with merchants or it couldn't have gotten as far as it already has. Previous partnerships have formed but those didn't get consumers to adopt NFC. The point here regarding locking NFC is that Apple only wants users of its devices to use Apple Pay because it wants to get "paid" for its work.
Now whether that is enough does remain to be seen. Habits fall hard and Americans are use to swiping, not tapping.