Not sure where the “only fanboy desire” syndrome is coming from.
I don’t buy everything Apple. I buy what I like from Apple. And I like this: superior interface for management with clear-cut and useful rewards.
I currently use a debit card by Simple (as close you can get to the Apple Card with debit, white card that’s “showy”, and superior interface) and a simple credit card with no rewards.
Apple Card will likely replace both for me.
There are definitely better cards out there for “pro credit card users.” But not with the integration and user interface. I’ve got no interest in those after trying a couple of them. Amazon Prime was pretty good in terms of rewards (but not the Chase interface), while IHG was a mess with rewards and ended up killing the flight miles program which was my main intent with it. So I had to cash it out to Amazon gift cards…
The main reason people are so excited about this card, is that it will be thought of as a status symbol. And, if you use the card with Apple Pay, how will anyone know that you have an Apple Card? Can we have Siri announce it? Loudly?!
I make a full case that the Apple Card is better for me, if not best.
If those cards were better, guess what, I'd still use them. I don't want to deal with the crappy websites, the convoluted rewards programs, or the lack of ecosystem integration. F old-school credit cards, they are not better in multiple ways. THey're only better for "pro" users as I said, or perhaps only those who want to ride themselves upon high horses and soap boxes. FWIW I've heard Amex is great, but that's out of my vibe.
So instead, I'm going to replace multiple cards/accounts with Apple Card, pay it off like debit or use it strategically for other purchases, and live happily ever after.
Way to mistake a whole post to force your own point.