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Original poster
Apr 12, 2001
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Apple is promoting a limited time financing offer on its UK online store that allows customers to buy an Apple product and pay it back over 12 months without being charged any interest.

A minimum spend of £399 (or £99 via PayPal Credit) is required to qualify for the deal, which covers most products including MacBooks, iPads, and iPhones, although some Apple Watch 2 models are not eligible.

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As an example, customers can pick up a new 13-inch MacBook Pro sans Touch Bar and pay back the cost at £120.75 per month, while a 32GB iPhone 7 Plus can be had for £59.92 per month.

Customers must choose "Financing" at the online checkout, where 0% finance options are limited to PayPal Credit and Barclays, although the offer is subject to status and is not guaranteed to be accepted. The offer ends on March 14, 2017.

Apple's Australian online store is offering a similar 0% finance deal on purchases between AU$150 and AU$299 (paid over 6 months) or over AU$300 (12 months), made before March 31.

Article Link: Apple UK Online Store Promoting Limited Time 0% Interest Offer, Minimum Spend £399
 

vertical smile

macrumors 603
Sep 23, 2014
5,868
6,670
How about I pay for it all upfront and instead get a discount, say 3%?

I tried this at a well known furniture store who where offering 4years interest free. The staff seemed utterly bemused by the concept...

I been to a few furniture stores that offered discounts for cash.

It makes sense for both parties involved, the buyer saves on the price, and the seller saves on the financing.

Although, some may argue that the 4 years interest free would be a better deal for the buyer from a financial standpoint, but if that is what the buyer wants, the seller would be the one making out on the deal if he took cash at a discount.
 
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vertical smile

macrumors 603
Sep 23, 2014
5,868
6,670
Apple is promoting a limited time financing offer on its UK online store that allows customers to buy an Apple product and pay it back over 12 months without being charged any interest.

There have been deals like this in the US that I never see posted on MR. I think the last iPhone I purchased had some similar deal. I know my Late 2012 iMac had a financing special via Barclays. I think it was free/deferred for 24 months.
 
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vertical smile

macrumors 603
Sep 23, 2014
5,868
6,670
Apple is promoting a limited time financing offer on its UK online store that allows customers to buy an Apple product and pay it back over 12 months without being charged any interest.

Apple's Australian online store is offering a similar 0% finance deal on purchases between AU$150 and AU$299 (paid over 6 months) or over AU$300 (12 months), made before March 31.

It is probably worth noting that there is a difference between the UK and Australian financial special.

It looks like the UK's deal is the purchase is spread out over 12 months, meaning the purchase needs to be paid out over a 12 month period. It also says education purchases do not qualify for the financing special, (but this may not be enforced).

The Australian deal looks like 0% interest over a 12 month period, regardless of how big of a payment you make, then it increases to 22% after the 12 months. It looks like it is not deferred, so it sounds like Australia has the better deal. But, if you get the credit line from Apple, they charge $60 fee a year on a monthly basis.
 
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vertical smile

macrumors 603
Sep 23, 2014
5,868
6,670
What do you mean? The UK's £ has fallen 18% against the US $ since June last year..

Not quite 18%, but even still, a falling currency is good thing depending on how you look at it. It is not a free fall, and it is relatively stable. Yea, it sucks for importing things, especially if the UK is import heavy(idk if it is).

But, for many other things, it is good. Exports increase, employment increases, foreign money could increase.

So, if you want to by stuff from Apple, yeah it is gonna hurt, but there are always upsides to falling currency.
 
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robinp

macrumors 6502a
Feb 1, 2008
627
1,221
Not quite 18%, but even still, a falling currency is good thing depending on how you look at it. It is not a free fall, and it is relatively stable. Yea, it sucks for importing things, especially if the UK is import heavy(idk if it is).

But, for many other things, it is good. Exports increase, employment increases, foreign money could increase.

So, if you want to by stuff from Apple, yeah it is gonna hurt, but there are always upsides to falling currency.


It is
 
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iGeek2014

macrumors 68020
Jun 29, 2014
2,113
1,093
=== Nowheresville ===
For visitors outside of the UK most of you will be lucky enough to take advantage of our weaker currency.

I'm in Retail and have noticed price increases on a wide range of products and some have not only gone up in price they are now smaller too...
 
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Seoras

macrumors 6502a
Oct 25, 2007
610
1,434
Scotsman in New Zealand
The pound aint worth **** thanks to Brexit. £1=$1.21 as I type this.
That's down from £1=$1.45 this time last year.
Nothings cheap in the UK anymore other than political promises.
With that exchange rate and 20% sales tax nice new laptops and smart phone become a bit too salty to change annually.
 
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jimthing

macrumors 68000
Apr 6, 2011
1,655
888
London, UK (Europe, Earth, Space)
Why you'd buy anything Apple this week, when they're likely to update and announce things in the near future.

Wait and see what's coming, before making expensive buying decisions.

Classic upsell before new stuff marketing policy.
 
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