Good day mates! Long time visitor on these forums but never signed up until today My question is which bank do you think Apple utilizes for its upgrade program? I know on its website, Apple has a financing program through Barclay for almost everything in its store via the Barclay financing card. I actually have one myself which I used to get a 2011 21inch IMac and an iPad Air years ago. I also know Apple will do a credit check before allowing you to sign up for its upgrade program come the 25th. If you already have the Barlcay financing card do you think this will be an even smoother process? I know Apple requires you to bring a credit card on the 25th to sign up which leads me to believe they won't push the Barlcay card on you in order to sign up for the program. Reserved a black iPhone 6s plus coming from a note 4 Cheers !