Hey Guys Humor me... am I understanding this correctly: Get Apple upgrade plan, lets say I pay for it over 7 years. With basic phone, thats $32.45 per month ($389.40 per year). Over 7 years assuming cost is fixed thats $2725.80 During this period, I will get 6 phones (one on day 1, then a new one every year.). After phone 6 I decide its my last and I pay for 24 months from that point, which is the 7 years total. If I purchased these unlocked at full price, every year, I'd pay ($649 * 6) $3894.00 plus the cost of AppleCare which is included with Apple Upgrade Plan. My employer pays my phone contract for me, seems like Apple Upgrade plan is way more financially viable to me... am I doing the math right?