Hey all, My pre-order finally came in on Monday and I went straight to the AppleCare+ purchase when I realized they had a new monthly payment plan for $3.99 a month. The details for the monthly plan state coverage is cancelled if you stop paying the monthly payments, but then that made me think, what if someone used both accidental warranties within lets say 3 months ($12) and stopped paying the monthly fee of $3.99. How is that fair to people who pay the full $79? I then hopped on Apple Support chat and the rep said paying monthly gives you the same exact insurance plan as the full $79 deal, but she couldn't provide me an answer for the scenario I presented. Thoughts?