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If you buy a $4,000 MacBook Pro from Apple, Apple makes money.

The rest is not clear, they don’t disclose numbers.
 
I will say that if you are a sucker and purchase Best Buy's "Total Tech", any product you buy after that gets 2 years of some kind of extended warranty. For apple products, they actually add AppleCare+ any purchases. Bought my phone from there last night. It has full AppleCare on there for 0 additional bucks. Same thing is true with the MacBook I ordered. The plan covers itself after one apple purchase from them really.
 

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I will say that if you are a sucker and purchase Best Buy's "Total Tech", any product you buy after that gets 2 years of some kind of extended warranty. For apple products, they actually add AppleCare+ any purchases. Bought my phone from there last night. It has full AppleCare on there for 0 additional bucks. Same thing is true with the MacBook I ordered. The plan covers itself after one apple purchase from them really.

From Best Buy's page:
"For $199.99 per year members receive:
...
Up to 24 months of product protection on most Best Buy purchases during active membership, including AppleCare+ on Apple products."

If the AppleCare+ extends past the Best Buy membership (the quote is confusing) and you only pay for 1 year then you'd be net positive on one of the new MBPs.
 
I’m surprised by the disparity between the 14” and 16” models, given that the selling prices of the actual products are very similar.
 
exFAT was proprietary until 2019. I'm not sure proprietariness has anything to do with your data loss.
It does not. But exFAT is not resilient enough to make sure my data is safe while stored on storage devices. Fortunately I manage to restore much of it but I would not trust it being used off-site when I can’t really do data backup (Travelling overseas for example).
 
Friday night I was working at home on my newspaper using my 16-inch Intel MacBook Pro. I got up and was out of the room for maybe four minutes. I came back and my screen had died. I was planning on trading it in on a new 16-inch MacBook Pro. I had Apple Care+, so it's costing me around $100 to get fixed. Otherwise, the repair would have cost me around 800 bucks. I'm getting my repaired laptop back in a couple of days and will sell it for enough to cover about half the cost of the new laptop I ordered on Monday. I was glad to have the coverage when I needed it.
 
I'm with you - I don't understand why people pay for it. If I didn't think my Macbook Pro could last 3 or 4 years without catastrophic failure, I wouldn't buy one in the first place.
If you want AppleCare+, buy it. If you don’t want it, don’t buy it. Don’t berate people that opt in for it. Yes it’s expensive but it’s either that or pay far more in cost if something happens. You can be the most careful and cleanest person on the planet—accidents still happen.
 
Pft. My home owner's insurance comes with a protection plan for all electronics and a 250 dollar deductible. Bite me with this overpriced nonsense, Apple.
 
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I don't usually get AppleCare+, but I am curious why people think its so expensive. At $400 for three years coverage for a $4000 laptop, you are paying roughly 3.3% of the purchase price per coverage year. Admittedly its insurance with co-pays rather than a maintenance contract that pays the full load when something goes wrong that is out of warranty, but its still not that horrible relative to the cost of repair if you don't have coverage. In one of the rare times I have had AppleCare coverage it did work out fairly well since my wife had a phone problem after almost three years. But usually I opt to forego AppleCare+ because my experience with Apple products I've purchased over the last 20-30 years is that they rarely fail. In fact they typically go on to be useful tools for family members or friends for several years after I have transitioned to something newer.
 
I never buy AC but decided to do a short term policy for this new MBP. Traditional insurance is priced based on the value of what you're insuring along with the risk. AC in a flat rate so the effective price actually fluctuates based on what you're buying and the risk. I purchased a maxed out 16" MBP which comes to about $6K with tax. I will do one year of AC which prices out to about 2.5% of the product cost. The risk is a bit higher being a first gen product so warranty + additional year should cover the initial teething problems.

Like health insurance the ROI is only there for large expenses. In terms of the MBP that would be the display and logic board. Apple hasn't released prices yet but given the cost of the M1 Max SOC and the mini LED display, any damage to either of those items would render the MBP a total loss.
 
This insurance plan costs 20% of the purchase price. Maximum payout for the insurance policy (only for 1-2 extra year) is the cost of your device - actually less since it is usually a refurbished unit, and depreciation. Comparing with other types of insurance, the premium is really high here. If the purchase price of your device is not going to break your bank, which I think it is not otherwise you wouldn’t have bought the machine in the first place, besides a so called ”peace of mind” I don’t think you should buy this insurance plan.

i know this is an unpopular opinion but the money I saved by not paying for AppleCare has saved me money that can buy me several new Apple gadgets already over the 15 years of owning Apple products. If there is any manufacturing defects from Apple, it’s their fault and they should cover it or recall the product. I’m not going to pay 20% more for a feeling.
Plus, if you buy it on an Amex, the card will pay for repairs...
 
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Nothing says TNI (Operation Mockingbird 2.0) more than a closed comment section on TNI sensitive topics. 🤷‍♂️
 
damn this is poetry. i might cancel mine
I am so impressed with your reply. This is how it's done. State the case, give the facts, do the math. Not once was there a "people say..." or "I heard...".

I never buy the insurance. After 5 machines w/insurance, one has paid for a new machine. I have never had one fail - they can - but it is rare in any case. Most upgrade after several years, almost always without incident, or so it seems, since I have no data to back it up.

In any case, I wish all Americans would learn to reply in this manner. Great post!

Edit: Pardon, I "replied" to the wrong post.

haruhiko should get the credit.​

 
I’ve had my MacBook Pro 2015 for over 5 years now and its worked without issue. I’ll take my chances with the M1 I bought last year, but seriously, not gonna fall for this one.
 
The way I've reasoned with paying the extra $399 for AppleCare+ is: My laptop runs non-stop for 10 hours a day Monday through Friday and several hours on the weekend. I need my laptop with me at the office, on location and even when I travel. The probabilty of something happening to it within my field is very high so the extra coverage is not very expensive for me.

$399 usd for 3 years of coverage works out to
$133 a year
$11 a month
$2.55 a week
.36 cents a day
 
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