AppleCare+ or alternatives?

[SergArtz]

I'm totally ignorant regarding AppleCare and insurances in general. I just bought a 2018 MBP 15" but I got a bit hesitant about the AppleCare. The reason is: I live and work in Thailand and Apple offers AppleCare but doesn't offer AppleCare+, so I would like to have the accidental damage thing, other than just warranty extension. Though, in my country (Italy) they do offer the AC+ (but I barely go back there).

So the questions are:
- Can I buy the AppleCare+ from the Italian (or any another one) Apple's website? If so, will it work normally all over the world?
- Is it better to get even a better insurance that could cover also theft and other damages (in Thailand, road accidents are very common, and even I'm a safe rider, you never know what can happen)?

What would you do in my case?

Any heads up is super appreciated!
Thanks!

 

[SergArtz]

Anyone?

 

[mreg376]

You should get the AppleCare that Apple offers, since I doubt that you want some random repair shop trying to fix a defect that might arise deep in the innards of your machine. If you can find a third-party loss and they policy you can add that separately.

 

[dscottj]

You should explore if there are companies that offer laptop insurance in your country/area. I waited too long to get applecare+ on my new laptop, so that was my only alternative.

Minus: I ended up with a $100 deductible and, should I need to submit a claim, I'll have to go through the insurance company to get reimbursed.

Plus: It was $125 cheaper than applecare+ and I get better accident coverage. If something happens, I still take it to the apple store to initiate repairs, so there's no worries about fly-by-night repair shops.

That said, I have not needed to submit a claim yet, so even though the company I used (https://www.worthavegroup.com) is well-regarded, I don't have personal experience with their claims process.

 

[Howard2k]

You should explore if there are companies that offer laptop insurance in your country/area. I waited too long to get applecare+ on my new laptop, so that was my only alternative.

Minus: I ended up with a $100 deductible and, should I need to submit a claim, I'll have to go through the insurance company to get reimbursed.

Plus: It was $125 cheaper than applecare+ and I get better accident coverage. If something happens, I still take it to the apple store to initiate repairs, so there's no worries about fly-by-night repair shops.

That said, I have not needed to submit a claim yet, so even though the company I used (https://www.worthavegroup.com) is well-regarded, I don't have personal experience with their claims process.

That looks like it might be worth aving in some circumstances.