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AppleCare or AT&T insurance?

AppleCare or AT&T Insurance

  • AppleCare

    Votes: 8 72.7%

  • AT&T Headset Insurance

    Votes: 3 27.3%
  • Total voters
    11
L

ltcol266845

macrumors regular
Original poster
Aug 25, 2006
217
0
Elgin, IL
What do ya'll think?

My initial thought is to go with AT&T insurance, as I am much more concerned with the headset getting dropped/stolen than hardware components going out... BUT, wouldn't AT&T also cover hardware issues? I know with my T-Mobile, they cover hardware issues for the first year of the phone, does AT&T do similar?
 
I would go with the AT&T handset insurance but hi HIGHLY doubt they will insure this phone. AT&T does not insure all of their handsets, therefore I voted for AppleCare.

I have had a two handsets which I bought while having insurance, only to be told several month later they are not covered and AT&T refunded me back my monthly insurance rate from they date I bough the phone.

You may want to double check with AT&T to be sure they will even offer handset insurance.
 
citron230 said:
I have had a two handsets which I bought while having insurance, only to be told several month later they are not covered and AT&T refunded me back my monthly insurance rate from they date I bough the phone.

You may want to double check with AT&T to be sure they will even offer handset insurance.
Click to expand...

Yikes! Thats a serious bummer. I am so timid about dropping T-Mobile to cross over to AT&T... I hear so many horror stories. But, thats where the iPhone is.. Curse you T-Mobile for not having a 3G network!!
 
Applecare for sure.

I have used both wireless insurance for a broken phone and Applecare for a broken ipod. Applecare is hands down a more consumer friendly and easier process.

With wireless insurance you oftentimes have to fill out numerous forms, police reports, etc. before your phone will be warrantied.
 
Let's play this like ATT insured the iPhone (which they don't)

-Applecare can be bought up to one year after the purchase of the phone, and is pointless before the first year is up.
-Applecare does not protect you from theft, loss or accidental damage.
-ATT insurance does.

I'd buy ATT insurance in a heartbeat, it's saved my ass with past phones, and it would eventually help me out with an iPhone. If I planned on having my iPhone for over a year, I'd also buy Applecare just before my year is up. Doing it any earlier is pointless.

But easily, insurance>Applecare. Phones get shattered, splashed and stolen a lot more often then a piece of internal hardware fails.
 
If they ever come out with the price without a contract and the value is over 500 you can do state farm under your homeowners insurance. I have my 16g first gen insured for 30 dollars a year. covers EVERYTHING. Its just like insuring jewelry or tvs. its worth checking into.
 
So is applecare really worth it? I mean if somehow one of my friends dropped my phone or it was broken by accident or something like that, would I be able to get a new one? Or is just for like hardware failure that would be apples fault anyway? Thanks.
 
AT&T's insurance is subcontracted out to Asurion (Link). According to various (admittedly anecdotal) testimonials you can Google for yourselves, the quality of Asurion's service varies widely. I've found Applecare to be more consistently helpful, so even if I had a choice, I would go with AppleCare.
 
ipodtouchy333 said:
So is applecare really worth it? I mean if somehow one of my friends dropped my phone or it was broken by accident or something like that, would I be able to get a new one? Or is just for like hardware failure that would be apples fault anyway? Thanks.
Click to expand...

Accidental damage, loss, or theft are not covered.
 
^^^ Well thats stupid. So if it doesn't cover any of that, what does it cover...... hardware damage that would be apples fault anyway?
 
Is there any indication that at&t will offer insurance on the iPhone 3G?
They didn't offer it on the original iPhone
 
ltcol266845 said:
True, but I wonder if in AT&Ts endeavors to not give the iPhone 3G special consideration, maybe they will... Are many of their other smart phones insured?
Click to expand...

Yes they are, but as with the original iPhone I highly doubt that they will cover the iPhone 3G. I believe this can be attributed to insurance fraud.
 
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