Applecare or squaretrade

Discussion in 'iPhone' started by spinedoc77, Sep 18, 2017.

?

Applecare or squaretrade?

  1. Applecare

    13 vote(s)
    72.2%
  2. Squaretrade

    5 vote(s)
    27.8%
  3. Other insurance (please explain)

    0 vote(s)
    0.0%
  4. None

    0 vote(s)
    0.0%
  1. spinedoc77 macrumors G3

    spinedoc77

    Joined:
    Jun 11, 2009
    #1
    I always get applecare with my phones, but this year I noticed squaretrade got bought up by Allstate and also seems to have some great pricing. I am very tempted to go with them for a few reasons.

    Apple care for the iPhone x is $199/2 years, this includes 2 incidents if replacement needed at a $99 deductible each. It's convenient to just go into your Apple store to have any issues worked out.

    Squaretrade for the iPhone x is $129/2 years or $159/3 years, includes same coverage as applecare including accidental damage. From what I understand you are allowed 4 replacement incidents priced at $99 deductible. Convenience remains the same because you can go to a local repair facility and have it fixed, from speaking to their reps this includes taking the phone straight to Apple. They actually have in home repair as well, but I'm not sure if that applies to smartphones or if that's for larger things like appliances. Edit: Just read on their website you can get in home repair for screen replacement with only a $25 deductible.

    So is there any reason not to get squaretrade? Seems like a much better deal all around and much cheaper. Am I missing any caveats here?
     
  2. LoveToMacRumors macrumors 68020

    LoveToMacRumors

    Joined:
    Feb 15, 2015
    Location:
    Canada
  3. spinedoc77 thread starter macrumors G3

    spinedoc77

    Joined:
    Jun 11, 2009
    #3
    Hmm I don't see the option to add a poll, I think I would have to create a new thread.

    Just out of curiosity, why do you prefer apple care that's more expensive and has less claims?
     
  4. Gjwilly macrumors 68030

    Joined:
    May 1, 2011
    Location:
    SF Bay Area
    #4
    If you use Squaretrade always, always, ALWAYS, use the Apple store for any repairs.
    The vendors that Squaretrade uses don't always use genuine Apple parts.
    I got a replacement phone from them that was so full of non-Apple parts that when it needed service after the Squaretrade coverage had ended, Apple refused to service it.
     
  5. maflynn Moderator

    maflynn

    Staff Member

    Joined:
    May 3, 2009
    Location:
    Boston
    #5
    I added a poll to the thread - a basic one that should help
     
  6. Lobwedgephil macrumors 601

    Lobwedgephil

    Joined:
    Apr 7, 2012
    #6
    Dang, that would really piss me off.
     
  7. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #7
    I’ve started using my Citi Double Cash Back card. It extends the warranty and has accident protection.
     
  8. ssspinball macrumors 6502

    Joined:
    Aug 6, 2008
    #8
    IMO dealing with the OEM is always preferred. I wouldn't take my Toyota to Joe's AutoWorld for a major repair for the same reason. iPhones are extremely complex products.
     
  9. bruinsrme macrumors 603

    bruinsrme

    Joined:
    Oct 26, 2008
    #9
    Being near apple stores both are decent.
    However:
    Squaretrade:
    How much am I covered?
    You are covered for up to the amount you paid for your item. If you purchase a Protection Plan that was intended for a lower-value item, your coverage is limited to the price threshold of the Protection Plan you purchased.
     
  10. PBz macrumors 68020

    PBz

    Joined:
    Nov 3, 2005
    Location:
    PVB, Florida
  11. AlliFlowers Contributor

    AlliFlowers

    Joined:
    Jan 1, 2011
    Location:
    L.A. (Lower Alabama)
    #11
    I have been using SquareTrade for many years for everything from phones to laptops to cameras. Never had a problem with them. When my husband had an issue with a laptop, they pretty much rebuilt it. If you're near an Apple store, you should probably go with AppleCare to start with, but SquareTrade is the best for those of us who don't have one nearby. OTOH, if I have a problem, I simply get a preauthorization from SquareTrade and go to Apple. If work is needed, SquareTrade pays me back. If a replacement is needed, Apple just takes care of it.
     
  12. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #12
    SquareTrade allows you to take the phone to Apple for repair.
     
  13. Gjwilly macrumors 68030

    Joined:
    May 1, 2011
    Location:
    SF Bay Area
    #13
    This is important because although they say they cover 4 incidents — the coverage is really up as soon as they hit the purchase price of the phone.
    If you’re using Apple for the repair and they charge you the out of warranty replacement cost you could reach the max payout before you get to use 4 incidents.
     

Share This Page

12 September 18, 2017