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AppleCare Plus for iPhone X?
- Thread starter AVBeatMan
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I have T-Mobile JUMP! and have AppleCare embedded in it. I’m still paying the same amount I was with my 7+.
Not sure why everyone is going with Applecare when squaretrade is $70 less and allows you to take it into Apple to be repaired...
Squaretrade is $149 for 2 year vs $199 Applecare, and deductible is $99 for ANY repair vs. say $29 for the screen.
Squaretraade is $248 and Applecare is $228 all in for the plan and screen. For back glass/other damage plus plan cost, Squaretrade is still $249 and Applecare is $298. At most you're talking all of $49 cheaper for back glass/other,and $20 more expensive for the screen. Not earth shattering differences.
The downside of Squaretrade is that you must front the money and then be paid back. Apple just takes care of it on the spot nothing out of pocket. Some people just dont have $250 to toss around.
And both are prorated if cancelled due to upgrading only after 1 year.
The current price of SquareTrade is $129 for 2 years. And you can pay $30 more for a 3rd year. I believe pro-rated refunds are based on the total cost not the cost for each year, so if you cancel after 1 year you'll get ~$106 back. That's only ~$53 for 1 year of coverage. The $29 deductible vs. $99 for screen repairs is still in favor of AC+, though.
Still a tough choice.
Ah looked at their homepage but see the $129 now.
I highly doubt most people care about a 3rd year either or keep their phones near that long; I would guess half upgrade yearly since the installments make it so easy these days. I trade up yearly. I would say that's a negligible factor though for many.
From what I can find, both Squaretrade and Applecare do simple proration; the amount left on the plan you get back. Meaning after 12 months you get 50% of the total back from each as they're both 24 months. Squaretrade's policy (below) mentions a 10% per month cancellation fee, but its not very clear about the terms; another point that sounded wishy-washy to me.
Squaretrade's:
Apple's policy is a bit more clear on the terms, you get the prorated portion back minus the lesser of $25 of 10% of the refund (obviously 10% is lesser). So even if with Squaretrade there is no 10% fee, it's still only all of a few dollar difference we're talking here.
Assuming trading up after 1 year (if you didn't transfer your Squaretrade to the new device for argument's sake), Apple you pay $199 and get $89.55 back and Squaretrade you pay $129 and get $64.50 back (assuming no cancellation fee); you're talking a $25 difference after 1 year of coverage.
The huge money part (at least for me) is that no one wants some nobody "mobile tech" messing with their $1,000 iphone for a $25 deductible with Squaretrade; bye-bye Apple warranty at that point.
So if you want to bring it to the Apple store to get a proper repair, you have to front the full price Genius Bar repair money by the Squaretrade terms; meaning pony up $279 for the screen and a whopping $550 for the back glass to Apple and then get paid back by Squaretrade and some point.
Do I have the money, sure. Do I want to be fronting potentially $280 to $550 to hope to get paid back by insurance, no way. I just dropped $1,000 on the phone.
Bought Applecare. Walk in, phone fixed, walk out only paying the deductible ($29/99). YMMV, but that's worth the extra few bucks per year to me not fronting hundreds of dollars and dealing with insurance policy payouts.
And if you are someone who keeps it over 1 year, Applecare covers manufacturer defects for 2 years not just 1. No deductible on those.
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Square Trade is also capped. If you have had a few repairs, and said repairs already equal the price paid for the phone, you have no more coverage.
That's not the way it works anymore. You get 4 repairs for the term of the warranty for iPhones covered with ST. You only get 2 repairs with AppleCare+.
Oh wow. I get discounts on Apple products too. I’m going to look into it and see if I can get a discount on AppleCare+
This is correct. I asked ST lots of questions and they stated this. There’s no $ caps at all. It’s seriously as legit as apple except you have to front the money and get reimbursed which they stated usually takes only a couple days.
Never bought Applecare+ in the past and have never needed it. I'm definitely getting it for the X. Too expensive to take a chance...