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I've never known a single person to do 3 claims within the 2 years. If Apple wanted to be generous they would include loss and theft in the standard $200 plan.
 


Alongside the iPhone 14 and iPhone 14 Pro announcement, Apple today updated AppleCare+, introducing support for "unlimited repairs," up from two repairs per year.

applecare-plus-unlimited-repairs.jpg

Apple says that AppleCare+ for iPhone "includes unlimited incidents of accidental damage protection," with each one subject to service fees. Screen or back glass damage carries a $29 fee, while other accidental damage carries a $99 fee.

Accidental damage includes physical damage from handling due to unexpected and unintentional events, and it does not cover theft. Apple has a separate Theft and Loss AppleCare+ plan that covers two incidents per calendar year. AppleCare+ for the iPhone is priced at $79 for two years or $3.99 monthly.

Unlimited repairs are also available for the Apple Watch, iPad, and Mac, with the feature applicable to every AppleCare+ plan.

Article Link: AppleCare+ Updated to Cover 'Unlimited Repairs'
I just want to confirm that the monthly price for current AppleCare+ Theft and Loss for iPhone 13 Pro will remain $13.49 for current subscribers, or will it drop to $11.49?
 
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If only.. someone knocked my phone off a bench at work. Marks on the glass and stainless frame is dented but not enough to be replaced 😪
You can use an incident whenever you want. I do it at least once a year even if it's a little scratch. Replaced iPhone 99$ replaced Screen 29$
 
You can use an incident whenever you want. I do it at least once a year even if it's a little scratch. Replaced iPhone 99$ replaced Screen 29$
 
There saying if you generally don't damage your stuff then over time it makes more sense to put money aside in case of the freak event that you do damage your device, rather that effectively set money on fire if you never need the insurance.

Insurance is always worth it on things you can't easily replace such as your home or medical insurance where the bills could be extreme without coverage. On a piece of consumer tech it's less necessary even more so if you haven't damaged anything before.

I've never bought Applecare+ and have probably saved enough over the years to buy a new iPhone and I've also never broken a phone.
I know somebody who always says they've never broken a phone... our 14 PMs arrived last night at 7pm and we noticed this morning that there's an impact shatter on their back case with no memory of what caused it - stuff happens
 
I know somebody who always says they've never broken a phone... our 14 PMs arrived last night at 7pm and we noticed this morning that there's an impact shatter on their back case with no memory of what caused it - stuff happens
There's always a first time.
 
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