Anyone have experience with the AMEX coverage they offer on your iPhone when paying for your iPhone in full? I called AMEX and they told me they will mimic the manufacturers warranty. They also said they will cover any accidental damage expenses and if my phone is lost or stolen. So since I paid full price for my iP7 with my AMEX card, do I have any reason to get Apple Care+? I am just trying to see if I am missing anything here. Thanks for any feedback in advance.