As someone who has never bought AppleCare and does not believe in extended warranties (iPhone owner from 3GS-, iPad owner from 4th gen-, Mac owner since original Mac mini-), I am actually going to bite the bullet for my XS before the 60 days to add AppleCare is up. I've dropped it a few times now from very low heights onto not terrible surfaces (like wood), nothing has broken and while it looks and feels incredible durable I've become very uneasy about if I dropped it onto something much harder or at a greater height. The expensive published repair prices don't help either... For added discomfort, I noticed the AppleCare pricing was $99 back when the iPhone SE was new, now it's $199 and up to $9.99 x 24 (!) if you pay for it monthly