ApplePay requires iCloud?

Discussion in 'iOS 8' started by icemike15, Oct 23, 2014.

  1. icemike15 macrumors newbie

    Joined:
    Oct 16, 2012
    Location:
    Chicago
    #1
    With all the celebrity cloud hacks i'm a little worried about adding my cc info into the cloud. Am i overreacting???
     
  2. nutmac macrumors 68040

    Joined:
    Mar 30, 2004
    #2
    No, Apple Pay does NOT store your credit card information on the cloud.
     
  3. BasicGreatGuy Contributor

    BasicGreatGuy

    Joined:
    Sep 21, 2012
    Location:
    In the middle of several books.
    #3
    "Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card to Passbook, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone. These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment."

    https://www.apple.com/iphone-6/apple-pay/
     
  4. Julien macrumors G3

    Julien

    Joined:
    Jun 30, 2007
    Location:
    Atlanta
    #4
    Yes, and a complete lack of understanding on the way Apple Pay works.

    No CC or personal information is transmitted, shown or available to anyone (including Apple, iCloud, the merchant....) with Apple Pay.
     

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