Apples iPhone upgrade program?

[npolly0212]

hey all, I figured I would ask here since multiple people have done this.

When using the upgrade program, say I want to put it on my credit card (just to pay off monthly) do I have to have a credit limit higher than the cost of the iPhone, or do I just need to have available the amount that the first payment will be? Just curious as I haven't used it before and am looking into it.

 

[Shadowbech]

You just need to have the first available amount available to your credit limit.

Edit: I do also want to note that after you do the Apple iPhone Upgrade Program and you created an account on Citizens One you can change to a different Credit card or do ACH (Meaning attaching it to your Bank Account).

 

[npolly0212]

You just need to have the first available amount available to your credit limit.

Edit: I do also want to note that after you do the Apple iPhone Upgrade Program and you created an account on Citizens One you can change to a different Credit card or do ACH (Meaning attaching it to your Bank Account).

Awesome, thank you

Was looking into it and just confused on how it worked. Appreciate it!

 

[ET iPhone Home]

hey all, I figured I would ask here since multiple people have done this.

When using the upgrade program, say I want to put it on my credit card (just to pay off monthly) do I have to have a credit limit higher than the cost of the iPhone, or do I just need to have available the amount that the first payment will be? Just curious as I haven't used it before and am looking into it.

Has the cost of a phone become like a buying a car and a house where we now make monthly payment? I never realized that it has - insane.

 

[BigMcGuire]

The first payment for me was tax + first month's payment - so expect the first hit to be $130+ depending on your state/location. After that, $44.xx/mo.

It's a 0% loan so I don't consider it too evil @ET iPhone Home I wish I could do that for my car ...

 

[npolly0212]

Has the cost of a phone become like a buying a car and a house where we now make monthly payment? I never realized that it has - insane.

I am just looking into it for the fact I can put it on my credit card and just pay that purchase off each month, can upgrade every year, and comes with AppleCare lol

I normally buy mine for full price in cash up front
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The first payment for me was tax + first month's payment - so expect the first hit to be $130+ depending on your state/location. After that, $44.xx/mo.

It's a 0% loan so I don't consider it too evil @ET iPhone Home I wish I could do that for my car ...

lol! Heck my car loan is already lower and i want it to be even less! lmao
But thats what I thought it was like