Apples iPhone upgrade program?

Discussion in 'iPhone' started by npolly0212, Apr 3, 2017.

  1. npolly0212 macrumors 65816

    Joined:
    Sep 21, 2015
    #1
    hey all, I figured I would ask here since multiple people have done this.

    When using the upgrade program, say I want to put it on my credit card (just to pay off monthly) do I have to have a credit limit higher than the cost of the iPhone, or do I just need to have available the amount that the first payment will be? Just curious as I haven't used it before and am looking into it.
     
  2. Shadowbech, Apr 3, 2017
    Last edited: Apr 3, 2017

    Shadowbech macrumors 68040

    Joined:
    Oct 18, 2011
    Location:
    Planet iPhone
    #2
    You just need to have the first available amount available to your credit limit.

    Edit: I do also want to note that after you do the Apple iPhone Upgrade Program and you created an account on Citizens One you can change to a different Credit card or do ACH (Meaning attaching it to your Bank Account).
     
  3. npolly0212 thread starter macrumors 65816

    Joined:
    Sep 21, 2015
    #3
    Awesome, thank you

    Was looking into it and just confused on how it worked. Appreciate it!
     
  4. ET iPhone Home macrumors 68040

    ET iPhone Home

    Joined:
    Oct 5, 2011
    Location:
    Orange County, California USA
    #4
    Has the cost of a phone become like a buying a car and a house where we now make monthly payment? I never realized that it has - insane.
     
  5. BigMcGuire Contributor

    BigMcGuire

    Joined:
    Jan 10, 2012
    Location:
    California
    #5
    The first payment for me was tax + first month's payment - so expect the first hit to be $130+ depending on your state/location. After that, $44.xx/mo.

    It's a 0% loan so I don't consider it too evil @ET iPhone Home :p I wish I could do that for my car ... :(
     
  6. npolly0212 thread starter macrumors 65816

    Joined:
    Sep 21, 2015
    #6
    I am just looking into it for the fact I can put it on my credit card and just pay that purchase off each month, can upgrade every year, and comes with AppleCare lol

    I normally buy mine for full price in cash up front
    --- Post Merged, Apr 4, 2017 ---
    lol! Heck my car loan is already lower and i want it to be even less! lmao
    But thats what I thought it was like
     

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