Hey everyone I have been improving my credit score for 3 months I turned 18 in August. I got approved for a credit card in August of 2008 and I have been paying it off and on time with minimum payments etc. which is helping my credit score. They offer me a very low limit not surprise since I was just starting out. It's now almost November and I was just wondering should I apply for the Juniper Visa Card? will I most likely get denied. Do you need excellent credit? I am planning to pay it all off before 90 days and then close it. Any ideas? if I should or not. Any details please let me know before I make a move.