Hey everyone !!! I was just wondering about the Juniper Visa Card on the Apple Store website. I just turned 18 and I want to start somewhere and build some credit up because I have no credit history. I want to get a computer before school starts and then planning to pay it all off before the 90 day period. Before I apply is it most likely I will get declined or approve. Not sure if you need excellent credit for that card. I hate to apply knowing that they will decline me. Any ideas on what I should do ? should I give it a shot ? Please let me know thanks.