I’m planning on signing up for the iUP and while I do have a good credit score (700ish) that I’ve been working on increasing through the past years (it’s a long story, but I semi-****ed up my credit score because I was young and stupid, but am getting back on the right tracks).
From what I’ve read so far, there was a ton of bad experience in 2015 (when the iUP first launched) since CB was denying people with good credit scores, etc. But I haven’t heard much from the later years.
I think I’m on the right track (Discover recently increased my credit limit by a lot, even though I was previous denied it because of high balances) and should have a good chance of getting accepted [worst case scenario, I pay for it outright - which I can afford. I will either upgrade every other year or just sell the phone the following year to upgrade or join iUP next year], but I was curious if anyone has had negative experience with the credit checks (or any information about it).
I did notice that people with poor / fair credit scores were getting approved by iUP, but I wanted to see if there have been any “updates” thus far since those reports were from 2015.
From what I’ve read so far, there was a ton of bad experience in 2015 (when the iUP first launched) since CB was denying people with good credit scores, etc. But I haven’t heard much from the later years.
I think I’m on the right track (Discover recently increased my credit limit by a lot, even though I was previous denied it because of high balances) and should have a good chance of getting accepted [worst case scenario, I pay for it outright - which I can afford. I will either upgrade every other year or just sell the phone the following year to upgrade or join iUP next year], but I was curious if anyone has had negative experience with the credit checks (or any information about it).
I did notice that people with poor / fair credit scores were getting approved by iUP, but I wanted to see if there have been any “updates” thus far since those reports were from 2015.
