So many of us who are early iPhone 4 adapters aren't getting offered an upgrade eligible price. The price for a 32GB is $549. However, doing some simple math something doesn't add up. AT&T's policies state this: Now, the iPhone 4 came out in June '10 so for most of us we'd fall into the $325 ETF minus $10 for every month of service we've paid. $325 - (17*$10) = $155 to terminate a line early. Then, you go get the 32GB $299 price with a new 2 year contract. So, all in you're at $454 versus $549. Am I missing something?