I am currently in a 5 line AT&T family plan from many years ago, family talk 1400 with unlimited text and various data levels with each line. 2 lines have unlimited data and the rest of them have 2GB or less data plans, we use about 16GB total data each month. I'm really struggling to figure out what's the best path for me to get a 6S Plus 64GB. Currently if I choose ATT NEXT, my line and/or plan won't benefit from the $15 or $25 discount since we aren't on a family share plan. I also can't order via Apple.com and renew a 2 year contract, whether or not that makes financial sense or not anymore, i'm not sure. I usually use 5-7GB of data per month, on my line alone. I'm wondering do I switch carriers, do I remain with AT&T and move to a family share plan or stay with my current family plan? Our current plan costs us $300/month therefore my portion is $60. If we move to a share plan, I save $25/month. If I choose Apple's financing plan, it costs me ~$45/month. In the past I would renew a 2 year contract and sell my current gen iPhone and repeat yearly. I'm looking for the help of any experts around here who can help shed some light or help me figure out the best way to get the 6S Plus. edit: Also contemplating buying the new device outright for $899 plus tax and selling my 64gb 6 plus for ~$500 for a net cost to me of ~$460?