I just got off the phone with AT&T, they told me that I have a remaining balance of ~$90 because the iPhone is available 1 month prior to the previous years iPhone. She told me that I could not pay off the balance over the phone and that I'll need to visit an AT&T store to pay off the balance and then request an exception to remain in ownership of my device until I get the new iPhone. Does this story check out? Is anyone else figured out how to make themselves upgrade eligible before Friday at 12:01a PT?