Hello,
I know this plan has been discussed before, but I am having trouble finding a situation in which it is just one person in search of a new phone. So, if it is just an individual on a plan, is AT&T Next the better option? I am very confused with the research I've done already. Thanks for any help you may have!
If you are an individual on a MSVP then there are only a couple of things that need to be answered to decide if you should get a phone on Next or a two-year-contract.
Are you going to upgrade your phone every year or every two years? If it's every year, go Next 12. If every two years, continue.
Is the Next payment of the phone plus the MSVP line fee cheaper than the price of the phone subsidized cost up front, activation fee and $36/mo line access fee?
So take an iPhone 6 16GB. If you did a two-year contract the phone would cost you $200 up front. Then a $36 activation fee. Then it costs you $40/mo for two years. That's $1196 for your phone and line of service.
If you are on a 10GB MSVP (or higher), you'll pay nothing for the phone up front and no activation or upgrade fee. You will pay $27.09/mo for 24 months (Next 18) plus $15/mo for the line access. That's $1010 over two years. That's cheaper than doing the two-year contract.
Now lets say you were on a 6GB MSVP. Now your monthly line access fee is $25/mo instead of $15. Now your two-year cost is $1250. That's more expensive than a two-year contract.
But if you got that iPhone 6 16GB for free on contract at BB or something, then it's a slightly better deal than the Next 18 on a 10GB MSVP.
Say you're looking at a different phone. You don't need the latest and greatest or an iPhone but still want something nice. The LG G3. NOICE! Free on contract right now. With the activation fee and the monthly line payment, that's $996 over two years. But on Next 18 with a 10GB MSVP, that cost is $858.99. On a 6GB MSVP, it's $1098.99.
So as you can see, it really depends on what plan you're on, what your upgrade cycle is like and what phone you want. Anyways, I hope this post helps you and future searchers decide what to consider when you're deciding between contract and Next. Until AT&T stop offering contracts anyways.