So I have the 12 pro max 256 with att next . I have to pay 239.00 to get to 50% and upgrade to the 13 pro max 256 .. how much will I be paying for the new 13 ? if I stay on the att next plan how will this work for my upgrade to the new iPhone 14 next year ?
They give up to $500 off. So you’ll get your $239 back plus the rest … but that’s only over 36 months of bill credits.
There’s no guarantee of an offer next year. If you keep the phone though, you will have paid a lot more off and be well be on the 50% paid at that point. But you’ll be in the same boat. And you will have paid more money towards the phone if you try to trade it in again. Do you see what I’m saying? You’re better off doing the deal now.
Pre-orders opened early for me so I was able to get a 512 Pro Max for 24th delivery via AT&T.
Here is the kicker though. The total cost for me will be $30 a month after bill credit. I’m currently paying 45. And that includes the five dollar next up fee. It’s something like a $14 a month bill credit.
I paid $199 to upgrade early. In one year, I’m going to get $168 back in bill credits. So essentially, in the end, the early upgrade was free for me.
And if I keep the phone beyond one year and don’t trade it in next year, they will continue to credit me and I will save another $168 and so on.
I always get a new phone each year, so I’ll probably upgrade again next year and pay the upgrade fee which will be about $220. Unless they have a similar deal where I may break even again.
But if I don’t… I’m saving money