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I have an ATT "grandfathered" unlimited data plan with unlimited texts and Nation 900 rollover talk minutes.

I don't talk much, hahaha, using an average of 732.5 minutes over a 15 month period. (I have 9000 sitting in my rollover account).

I have occasionally topped out a billing cycle in the 5000's but my max data usage in the past 15 months has been 5940MB (or around 6GB). My average data usage is 3.7GB

For a mid-40's male, I text like a teen-aged girl. I have topped out at around 1800 texts a month, but average just under 1000. This is mostly due to my co-workers and I using group-texts frequently during our work day as part of our employment.

I have an iPhone 6. I plan to upgrade to iPhone7 when/if it is released in Fall 2016. AT&T gives me a discount based on my employer (NAD) of $15.30 per month.

My bill is essentially:
Nationwide 900 plan:......................$59.99
Unlimited Data on 4G LTE w/ VVM.....$30.00
Unlimited Messaging........................$20.00
NAD Discount................................(-$15.30)
Surcharges and Fees.......................$4.37
Government Fees and Taxes..............$3.13
-------------------------TOTAL-----------$102.19

I would prefer to stay on AT&T simply because the area I live in and the area where I work (mobile throughout a small geographic region) I almost always have adequate coverage and because I am comfortable knowing where the poor-coverage areas are and work around them as needed.

What plan should I go with when I upgrade to the 7 and they have killed off subsidies?
You probably want to keep your current plan. The new plans would be either 5gb with unlimited talk and text for $75 plus the cost of your phone and taxes which would bring you around the price you have now or the 15gb plan which would be $115 plus the cost of the phone and taxes. Either way, you'll be giving up unlimited data and not saving any money.

Are you upgrade eligible now? If so, you might want to get something like the iPhone 5S for free and then sell it for around $200-$300 and put that money aside. When the 7 comes out, sell your 6 and you should come close to being able to buy the 7 outright.
 
Well the secondary market is now going to boom even more. Ebay and other places to resell "old" (1 year old phone from people who need/want to upgrade every year at full price) to subsidize their new purchase.
 
I have an ATT "grandfathered" unlimited data plan with unlimited texts and Nation 900 rollover talk minutes.

I don't talk much, hahaha, using an average of 732.5 minutes over a 15 month period. (I have 9000 sitting in my rollover account).

I have occasionally topped out a billing cycle in the 5000's but my max data usage in the past 15 months has been 5940MB (or around 6GB). My average data usage is 3.7GB

For a mid-40's male, I text like a teen-aged girl. I have topped out at around 1800 texts a month, but average just under 1000. This is mostly due to my co-workers and I using group-texts frequently during our work day as part of our employment.

I have an iPhone 6. I plan to upgrade to iPhone7 when/if it is released in Fall 2016. AT&T gives me a discount based on my employer (NAD) of $15.30 per month.

My bill is essentially:
Nationwide 900 plan:......................$59.99
Unlimited Data on 4G LTE w/ VVM.....$30.00
Unlimited Messaging........................$20.00
NAD Discount................................(-$15.30)
Surcharges and Fees.......................$4.37
Government Fees and Taxes..............$3.13
-------------------------TOTAL-----------$102.19

I would prefer to stay on AT&T simply because the area I live in and the area where I work (mobile throughout a small geographic region) I almost always have adequate coverage and because I am comfortable knowing where the poor-coverage areas are and work around them as needed.

What plan should I go with when I upgrade to the 7 and they have killed off subsidies?
AT&T 5GB a month mobile share plan would be cheaper for you. It's $75 a month for 1 line. And you'll get your discount to lower that further. You could move up to the 10GB plan which is $115 - discount but that would work out to be around the same cost. So no real benefit to you.

I know you said you want to stay with AT&T but have you considered Verizon? From my person experience they have almost identical coverage. Very similar. You could get 6GB for $80 or 14GB for $100.

I have been looking at prices the last few days and AT&T has the worst plans right now.
 
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That's exactly why we say you're throwing money away when you don't renew your contract.

Because they rip you off if you don't get a new phone every two years on this type of contract. You just keep paying for the "subsidy" without getting anything in return.

Let's for the sake of argument that this is true; the price is "baked into" the price of the monthly payment and AT&T is making even more money after the contract ended. Would it make an ounce of financial sense to end such a payment scheme? Is this AT&T being a fair corporation?

Next argument. Anybody?
 
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Let's for the sake of argument that this is true; the price is "baked into" the price of the monthly payment and AT&T is making even more money after the contract ended. Would it make an ounce of financial sense to end such a payment scheme? Is this AT&T being a fair corporation?

Next argument. Anybody?
It would make sense to end it IF:

FamilyTalk (old) plan + data plan - hidden subsidy cost = Mobile Share (new) plan.

But for a lot of us here this is not the case. For me personally I would pay the exact same amount going from what I have right now to 25GB mobile share. Except I would lose all 5 subsidies. So I would pay MORE, NOT LESS. The problem is AT&T didn't recalculate these new plans to save the customer money by removing the subsidy fee, they recalculated them to actually make AT&T more money.

and yes the new plans can be cheaper for certain people but the more data you use, the less likely that scenario is.
 
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Let's for the sake of argument that this is true; the price is "baked into" the price of the monthly payment and AT&T is making even more money after the contract ended. Would it make an ounce of financial sense to end such a payment scheme? Is this AT&T being a fair corporation?

Next argument. Anybody?

Sure. The point is anyone who wishes to keep unlimited will continue to pay those "baked in" costs designed to cover the subsidy. I.e., grandfathered unlimited customers will receive no service discount for buying outright so it'll automatically become $450 more expensive for them.
 
Not for people on the old family talk plan. There's no discount for having a non contacted phone or if there is a contracted phone there's no extra charge. The discounts are for the data shared plan. This move by att is another way to get people off the unlimited plan.

On my account i have 2 smartphones and 2 dummy phones for the parents. The dummy phone is only $10 a month each. Att has the shared upgrade program so I can upgrade my smartphone to the latest smartphone using the dummy phone's upgrade. The dummy phone will still be $10 a month but just a new 2 year contract.

My wife and I basically can upgrade anytime we want since there's always one available upgrade on a phone.

Now I have to use the available upgrades and sell the phones on Craigslist. I'm turning off my wifi and max out my unlimited data cap. F*ck u att! This is what you do to your loyal customers of +15 years? Raise prices and cut off benefits?!

I already said in my post that if you have an unlimited plan, the NEXT discounts aren't comparable or necessarily worth it... and of course these moves are designed to get people off unlimited plans. AT&T is a corporation, they want to make money, and unlimited plans are not getting AT&T what they want... these carriers do not have customers in mind, only profit, and they hope you're along for the ride. My point was that NEXT isn't the horrible, absolutely worst thing possible that a lot of posters here have described it as. It makes a lot of sense if you have a certain # lines/data used (non-unlimited).
 
What about this scenario...

I have a single line MSV plan (3gb) with a "smartphone access fee" of $25 per month. By signing a 2-year contract to get the $450 subsidy, the "smartphone access fee" will increase to $40 per month x24 months, or $15 more per month than current.

This equates to paying an extra $360 over the course of 2 years, but getting $450 subsidy savings on a phone. If you add in the $45 "upgrade fee" for doing the 2-year contract that makes it be $405 extra out-of-pocket over 2 years to save $450 on the phone now.

Is this worth it for a user currently paying the $25 access fee to sign a contract to get the subsidy to essentially save $45 over 2 years? I personally don't intend on leaving AT&T.

Just thought I'd throw this out there b/c most of the discussion has centered around UDP plans (which is a no-brainer to take the subsidy and sign a contract) or MSV plans with high data pools w/ $15 per month access fees in which case the increase in access fee to $40 over 2 years is not worth it.

Still curious about the opinions of the group on the above scenario...

Does it make more sense to just sit tight and see if AT&T eventually lowers their "line access fee" or data charges at some point versus locking yourself into another contract now to save $45 over the course of 2 years.

Or just plan to put that $405 you would spend extra over the course of the contract into savings and then when iPhone 7 comes out, use it to buy outright. Sure it's not $450 like the full subsidy, but you aren't locked into a contract and your phone isn't locked either. Plus you would be able to take advantage of any price reductions AT&T might do later making the $45 savings be a moot point. Perhaps one day we'll see iPhone go down in price due to competition and loss of subsidy through carriers.
 
Still curious about the opinions of the group on the above scenario...

Does it make more sense to just sit tight and see if AT&T eventually lowers their "line access fee" or data charges at some point versus locking yourself into another contract now to save $45 over the course of 2 years.

Or just plan to put that $405 you would spend extra over the course of the contract into savings and then when iPhone 7 comes out, use it to buy outright. Sure it's not $450 like the full subsidy, but you aren't locked into a contract and your phone isn't locked either. Plus you would be able to take advantage of any price reductions AT&T might do later making the $45 savings be a moot point. Perhaps one day we'll see iPhone go down in price due to competition and loss of subsidy through carriers.
If you have a MSV plan then you should buy the phone at full cost (unless you like paying the $15 upgrade fee). 2 yr contract only makes sense for those that are still on the older FamilyTalk plans.
 
This is simply just not true, but people who are now on NEXT or bought their phone outright are still spreading this myth. If I am paying a hidden monthly cost to cover my subsidized phone, why doesn't my monthly bill go down after my contract? If I started using an old phone (not the subsidized ones), why doesn't my monthly bill go down then?

Finally, I have family members on my plan that still use dumb phones. I get a subsidized phone every year by using their upgrade eligibility. AT&T is basically selling me a subsidized phone every year. Why doesn't my bill then go up?

You have a contract with AT&T. You agreed to pay $40 per line plus the data plan charges for a period of two years to obtain a subsidized phone. Once you are out of contract, you no longer have an agreement. You can agree to AT&T's new terms (i.e. Next or buy phone outright), continue payment of $40 month with a phone discount incentive no longer available or move elsewhere for a better deal.
 
You have a contract with AT&T. You agreed to pay $40 per line plus the data plan charges for a period of two years to obtain a subsidized phone. Once you are out of contract, you no longer have an agreement. You can agree to AT&T's new terms (i.e. Next or buy phone outright), continue payment of $40 month with a phone discount incentive no longer available or move elsewhere for a better deal.
Why is this soo hard to understand. People on old FamilyTalk plans DO NOT HAVE A $40 access fee, it's only $9.99 per line + individual data plan.
 
If you have a MSV plan then you should buy the phone at full cost (unless you like paying the $15 upgrade fee). 2 yr contract only makes sense for those that are still on the older FamilyTalk plans.

As I laid out above, not necessarily true for single MSV lines that have <10Gb data (line access fee $25 per month). You save $45 over 2 years if you sign a 2 year contract versus not.

If you are on an MSV plan >10Gb with a line access fee of $15 per month, then yes it make more sense to buy phone at full cost.

But who knows what the future holds for AT&T's prices. I seem to recall Verizon lowered their line access fee for a lot of people when they changed their pricing structure recently from what it used to be.
 
As I laid out above, not necessarily true for single MSV lines that have <10Gb data (line access fee $25 per month). You save $45 over 2 years if you sign a 2 year contract versus not.

If you are on an MSV plan >10Gb with a line access fee of $15 per month, then yes it make more sense to buy phone at full cost.

But who knows what the future holds for AT&T's prices. I seem to recall Verizon lowered their line access fee for a lot of people when they changed their pricing structure recently from what it used to be.
You are right, you get a $45 discount going with the 2 year contract. I still wouldn't do it tho.

I just switched over to T-Mobile and 3 of my phones are unlocked but I have to wait until I get the final bill to unlock the other 2. It's a hassle because of the 2 year contract.

Furthermore I can almost guarantee you that to take advantage of future price savings you will need to change your plan.

With that said, I wouldn't get your hopes up about getting a better deal. I just looked at all 3 major carrier (cuz not Sprint) and AT&T has the worst deals, worse than T-Mobile obviously and even worse than Verizon.
 
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You are right, you get a $45 discount going with the 2 year contract. I still wouldn't do it tho.

With that said, I wouldn't get your hopes up about getting a better deal. I just looked at all 3 major carrier (cuz not Sprint) and AT&T has the worst deals, worse than T-Mobile obviously and even worse than Verizon.

That's why I'm hedging on AT&T having to make their plans more attractive to stay competitive, especially after the mass exodus they are about to undergo. :D But we'll see I guess...

Even if they eventually lowered their "smartphone line access fee" to $20 per month like Verizon did, then that would make some nice savings over current (certainly would negate the $45 savings if you signed a contract and locked in for 2 years).
 
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That's why I'm hedging on AT&T having to make their plans more attractive to stay competitive, especially after the mass exodus they are about to undergo. :D But we'll see I guess...

Even if they eventually lowered their "smartphone line access fee" to $20 per month like Verizon did, then that would make some nice savings over current (certainly would negate the $45 savings if you signed a contract and locked in for 2 years).

" AT&T executives promise not to 'chase' customers amid 'noisy' competitive environment"
http://www.fiercewireless.com/story...s-amid-noisy-competitive-environme/2015-12-02

and in recent years AT&T has cuz it's level of investment in towers to record low levels.
 
Why is this soo hard to understand. People on old FamilyTalk plans DO NOT HAVE A $40 access fee, it's only $9.99 per line + individual data plan.

Let me clarify. It is $40 per month including data per line so if you have a FamilyTalk 700 with four lines, it is $70 for the first two lines and $20 ($10 per line for each additional line). Messaging is $30 per family. Assuming everyone is on UDP, it is $35 (new rate) per line so the total cost is $70 + $20 + $120 + $30 for a total $240.00 per month. On a 15 gig plan it is $100 + $15 per line for a total of $160 or $190 on a 30 gig plan. This obviously excludes any taxes or FAN discounts.
 
Let me clarify. It is $40 per month including data per line so if you have a FamilyTalk 700 with four lines, it is $70 for the first two lines and $20 ($10 per line for each additional line). Messaging is $30 per family. Assuming everyone is on UDP, it is $35 (new rate) per line so the total cost is $70 + $20 + $120 + $30 for a total $240.00 per month. On a 15 gig plan it is $100 + $15 per line for a total of $160 or $190 on a 30 gig plan. This obviously excludes any taxes or FAN discounts.

That's more correct, but I do not understand why you think FamilyTalk 700 is $40 per line based on your math. The $40 per smartphone line on 2-year contract is for the Mobile Share plan.
 
When someone goes to sign up for the AT&T NEXT plan, they sign a new agreement and unlimited isn't an option.

Not true. I have verified that I can sign up for Next and keep my UDP. However, in my case it would amount to $450.00 more over 2 years vs the contract plan I am currently on. I will be getting a new contract phone before the 8th; my UDP will be locked in for another 2 years.
 
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