So, I am eligible for phone upgrade via ATT. I am considering upgrading to the 6s+ taking advantage of the subsidized price. BUT, I keep hearing about a monthly access fee that will be applied to my bill. This confuses me! I don't recall ever seeing an access fee on my bill. Most recently (last year) I paid for the iPhone 6 in full. But the year before that (2013), I bought a subsidized iPhone 5s by signing a new two year contract. Even then, I don't recall ever seeing an access fee. My bill has been the same for as long as I can remember. The breakdown is below: NAT P 1000R $39.99 International Roaming - Expanded $0.00 Mobile Insurance Premium $6.99 Mobile Protection Pack - Support $3.00 Data Unlimited for iPhone on 4G LTE with VVM $30.00 Messaging Unlimited $20.00 National Account Discount −$13.30 Total Monthly Charges $86.68 So, if I were to upgrade to the 6s+ by signing a new two year agreement, will my monthly bill increase by $40 per month? Thanks in advance for your help.