So this is my first iPhone, although I'm familiar with apple products. I ordered at an ATT store and decided to get ATT insurance, with the possibility of canceling, because it covers loss/theft/accidental damage for $199 to get a new phone. However, now that they've announced Applecare+ it seems they're accidental coverage is better. So my question is, anyone who has experience with ATT insurance do you think it's worth it to just cancel it now that they've announced Applecare+? Will save $10/month, but the only thing it would cover that applecare+ wouldn't is loss/theft. Is it worth the risk?