ATT Mobile Insurance Now With Declining Deductibles

Discussion in 'iPhone' started by justinf77, Sep 21, 2014.

  1. justinf77 macrumors 6502

    Joined:
    May 18, 2003
    #1
    Have you guys seen this yet? Apparently ATT's mobile insurance plan for $7 a month now has a declining deductible, so if you don't make a claim within 6 months, the deductible drops to $149, and then to $99 after a year.

    http://www.att.com/shopcms/media/att/2014/shop/wireless/services/MI-MPPTiered-Ded-Eligibility-Schedule-August-15-final.pdf

    I think I'm going to go with this plan over AppleCare+. I like the coverage for the phone being lost or stolen, because those are situations where you can't get an OOW exchange from Apple.
     
  2. AppleFanatic10 macrumors 68030

    AppleFanatic10

    Joined:
    Nov 2, 2010
    Location:
    Encino, CA
    #2
    Squaretrade? $5/month, $75 deductible.
     
  3. MacGurl111 macrumors 65816

    MacGurl111

    Joined:
    Feb 4, 2010
    Location:
    Seattle
    #3
    Is the Squaretrade similar to Apple Care? Not sure which to get!
     
  4. mellofello macrumors 65816

    Joined:
    Feb 1, 2011
  5. justinf77 thread starter macrumors 6502

    Joined:
    May 18, 2003
    #5
    Squaretrade doesn't cover a phone being lost or stolen. I have never lost an iPhone, but if I'm going to pay for insurance, I want to cover all potential scenarios.
     
  6. pdxmatts macrumors 65816

    pdxmatts

    Joined:
    Jan 12, 2013
    Location:
    Portland, OR
    #6
    I've had it for 21 mo's on all our iPhones without a claim. I wonder if It is retro or only starting from the effective date?
     
  7. Bazilemac macrumors regular

    Joined:
    Sep 10, 2014
    #7
    Yeah its been like for a while now. I always laugh when people have apple care but then lose their phone and are **** out of luck.
     
  8. justinf77 thread starter macrumors 6502

    Joined:
    May 18, 2003
    #8
    You can probably check it out on phoneclaim.com. Just click ATT on the home page, then click the link under "What's My Deductible?". If it's retroactive, it should give you a lower deductible.
     
  9. dave420 macrumors 65816

    Joined:
    Jun 15, 2010
    #9
    I just want to add that one advantage to SquareTrade and AppleCare+ is that they are tied to the device directly. The AT&T insurance is tied to the line of service, which can get confusing if you are doing cross upgrades between lines, if you switch phones around at anytime, or if you decide to switch carriers.
     
  10. pdxmatts macrumors 65816

    pdxmatts

    Joined:
    Jan 12, 2013
    Location:
    Portland, OR
    #10
    It is Retro, showing $99 :cool: Thank you
     

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