I have a grandfathered unlimited plan - no contract anymore either. Best I can tell if I upgrade my phone under the Next plan I get no discount on my plan like other Next customers (not complaining, just stating as fact). Also if I buy w/ Next the phone does not come unlocked. If the above is true regarding Next, wouldn't it be more advantageous to wait until Apple starts selling SIM-Free phones and then buy the Verizon version (will all GSM and CDMA bands) direct from Apple with it's financing plan? Or am I missing something and need to buy an ATT version phone?