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All four major carriers do that. The good news is that this fee can be waived by calling customer service.
 
Your mileage may vary with this. I remember a thread during the last launch and the odds of the CS rep doing this seemed to be less than a 50% success rate.

The last couple of times I upgraded through AT&T, the service reps volunteered to waive the fee before I even had a chance to ask. I guess it really is a YMMV situation.
 
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