Are you joking? They have had the last 6 or 7 years to get their banking apps right and they're junk for the most part. What makes you think they'll do it right just because they have access to the chip and in any case they will never have access to the double tap of the home button and that's the winner right there. There's nothing else to be said, but I'm sure you'll find something![]()
Sure, I'm always open to debate
If NFC access was opened, then the current NEED for double-tap to pick a particular card would greatly lessen or even go away, because the merchant / transportation system / hotel or car key / whatever... itself would automatically launch the correct payment / setup app.
The current closed NFC is preventing all sorts of cool NFC apps.