A few points to make. I think I made it clear that I didn't like the insurance companies installing their cheap dongs, because of privacy concerns not to mention these devices are cheap and they report inaccurate data. Not to mention the insurer themselves own these devices and of course can say whatever they want happened.
This is EXACTLY why I said this Automatic could change things. Not only is this technology superior to the devices insurance companies install on your vehicle, but more importantly they are a non-biased third party. They can control what to provide these insurers and they can make sure its accurate because thats the whole selling point of their devices. Insurance companies can put whatever junk they want, collect what they want then claim what they want.
Automatic will not be in the business of earning a slice from this add-on service, but rather it will entice its users to its product. Because not only do you get really accurate data about your vehicle but through partnerships you get other perks like potentially lower insurance, etc..
PS I rarely eat at Mcdonalds but if I can provide them with data without compromising my privacy, I totally would if it helps cover me better in case of emergency. By the way I think HealthKit will provide that option eventually and because its going through Apple, I can feel comfortable that they won't compromise my privacy. I wouldn't trust my data with Google because they would just go and sell it.