have you ever had to sell a product worth over $20 000, its the equivalent of selling someone a $2500 laptop, and i not only sell but i build, repair, and do trade shows, sell whole sale, retail and do designing, we get the same question 15x in the same conversation, its a part of it, so if i spent all this time linking people it would be impersonal and counter productive, plus the forum could have it better laid out for people to find these type of answers, also most links are in references to other peoples issues which may be slightly different or may not apply.