yes, as belowHmm, so are you saying it would be good to use both Time Machine, plus another external hardrive and do it manually on that?
2. Implement a 3-2-1 backup strategy
1. Yes. Your 3-2-1 backups ideally should be on 3 different media types.
2. TM backups tend to fail so it can only be one of the 3 backup copies. The other 2 could be one CCC and one backup service, such as BackBlaze. iCloud doesn't count.
3. Since you should be placing one copy 0ff-site, such as a bank vault, it doesn't make sense to backup to SSDs due to their expense. You back it up, and then put than expensive hardware in a vault where it isn't used. Generally hard disks are better for backups than SSDs, although there are times when SSDs would be needed. Not cost effective yet.