Not really looking for software recommendations. Just curious how people use it. I started using Quick for DOS, so I have a good idea of how it used to work, but I've been following the same workflow since those days. Basically, I collect receipts, enter them into the software, then mark them as reconciled when I get my statement. Now that banking software interfaces with the bank's Web site, what do you do? Do you basically do the opposite, and let the software get the data from the bank, then check it against your receipts?