We have "EC Cards" that use & pin and are accepted by most stores but unless its a very big international chain like Zara or H&M they dont accept credit cards. barely anyone i know has a credit card unless its a person who travels a lot.
a credit card for germans means = i dont have the money but i still want something so i buy it anyway even though i dont know exactly when i can pay it off lol
it always feels amazing when i go back to spain and can pay with credit cards at a bar or even at mc donalds lol *mind blown*
They never heard of Debit cards?...lol