If you want to sell the phone in a year, take the money you didn't use to buy outright and pay it off. Then sell it.
It's a 0% loan for people who want to treat it that way. You can pay off the phone and keep it. You don't have to give it back. You do understand that, right?
It's a 0% loan for people who want to treat it that way. You can pay off the phone and keep it. You don't have to give it back. You do understand that, right?
That's exactly how I advised my sister to use Next when she was buying her 5s from AT&T. I don't see why someone wouldn't do that because you don't have to pay the entire price up front and at literally any time you can pay it off fully if something changes. But until then you still have that extra money to use elsewhere.