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Exactly.

Use the Target Card, and the $949 iPad is already $47.50 off. No need to spend a gift card later.

IN NY State, with 8.75% tax...
$949.99 + tax = $1,033.11 at Best Buy - $50 gift card = $983.11
$902.49 + tax = $981.46 at Target.

Target is already cheaper if accounting for tax.

But did you count the factor of a BB card? (since you brought a propriety card into discussion)

Not advertising for BB though, because I do agree this GC offer is negligible. Seen much better deals.
 
But did you count the factor of a BB card? (since you brought a propriety card into discussion)

Not advertising for BB though, because I do agree this GC offer is negligible. Seen much better deals.
If you open a BBY Credit Card, you get 10% back in rewards on your first purchase; otherwise it's 5% back for existing non-elite members, and 6% if you're elite.

So going off @bbeagle's post for consistency:

New BBY credit card: $949.99 + tax = $1033.11 at Best Buy + $50 gift card + $103.31 best buy rewards = $1033.11 OOP + $153.31 to spend at Best Buy.
Existing BBY credit card (non-elite): $949.99 + tax = $1033.11 at Best Buy + $50 gift card + $51.66 best buy rewards = $1033.11 OOP + $101.66 to spend at Best Buy.

IMO, you can't subtract the value of gift card and rewards since it doesn't minimize the amount you paid OOP. If this is the sole purchase you're making, Target might make more sense. If you plan on following up with accessories but can wait until rewards post, etc. I think having an existing BBY credit card makes sense. At only $103.31 in best buy rewards for opening a new credit card, it's not worth the credit hit. Since you can get better card deals and a higher cashback bonus from other card companies.

EDIT: To clarify on the accessories part - at Target you would spend $981.46 OTD; which is only $51.65 less than Bestbuy. So let's say you want to buy an Apple Pencil at $100; 5% Redcard drops it to $95 + tax. You're already paying more OOP than BBY. Ideally, you would find the cheapest place for accessories (*cough* ebay *cough*), but this is just taking into account retail prices at retailers.

EDIT 2: We can also sell the BBY for say $45 ($40 + $5 in value for our time in listing, shipping, etc.). That would bring our OOP total at Best Buy to $993.11ish, which lessens the gap between the two to $16.65; but we still come out on top at Best Buy with $51.66 in rewards (existing card holders); $103.31 (new card holders).
 
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Yeah, I'll be interested to see how low the 9.7" prices can go (and I'm open to buying open-box, too). I already bought myself a 9.7" Pro several months back, but I have an iPad Mini (forget which version) and older iPad (again, I forget the version), which I would like to sell or trade-in while they're worth something and wouldn't mind getting another 9.7" model for my daughter (an upcoming Sophomore Studio Art major).

FWIW, my personal preference would be to own a iPad Mini w/Pencil support, but no such thing exists (yet).
 
If you prefer to buy from the Apple store and have a Discover card, you can link to Apple online via Shopdiscover.com and you'll get 5% cash back. That's reasonably compelling for a larger model. Of course it won't match the best deals if you're willing to scrape for it.
 
I'll be sticking with my iPad mini 4 until it breaks. When that happens they'll hopefully have a newer mini. If not I'll probably forget the whole tablet thing.
Smart move.. Do people realize they are dropping a minimum of a G-note on a tablet... Is it really that necessary for what the average person needs to do?
 
Smart move.. Do people realize they are dropping a minimum of a G-note on a tablet... Is it really that necessary for what the average person needs to do?

It Doesn't matter what the average person uses it for and what's considered the average user? The iPad offers so many different capabilities and multitasking needs for students and professionals alike. It's tool that can be used for portability and productivity. What's the difference if I Spend $1,000 on a MacBook that does the exact same thing as my iPad? Both are useful tools and both serve different measures. The argument goes both ways here.

Yes, you're paying a high dollar for Apple products. But in return, you are receiving a piece of exceptional hardware that will last and have continual support.
 
The BX (US armed services base exchange) is currently offering $100 off any Apple watch series 1 or 2. Plus, the BX does not charge tax, so you can walk out the door with a 42mm series 2 Apple Watch for $298.

You need to be serving/have served in the US military to take advantage of this (or know someone who is who can help you get this deal).
 
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