Years ago, I signed up for Mobile Phone insurance on AT&T for a samsung phone I had. Back then, the plan was $5.99/mo and the deductible was $50. I liked it because it covered liquid - and I'm accident prone and frequently on boats. I took the time to look through my plan and it is now $7.99/mo and the deductible is $225. WHOA. Now, granted, the replacement value for my phone is $749 - but sheesh. There's got to be a better deal out there! Things I'm looking for: coverage for liquid, coverage for loss & theft GoCare doesn't seem to cover loss/theft (I think) SquareTrade doesn't seem to cover loss/theft insureappleiphone has some mixed reviews here (I think I saw a post where someone received a bad used phone through their claim.) Any other suggestions?