Best iPhone insurance for lost or stolen

Discussion in 'iPhone' started by ACURA2015, Sep 11, 2016.

  1. ACURA2015 macrumors regular

    Joined:
    Sep 1, 2015
    Location:
    Miami, Florida
    #1
    Does anyone know which might be the best iPhone insurance for lost or stolen iPhones?
     
  2. Hal~9000 macrumors 68000

    Hal~9000

    Joined:
    Sep 13, 2014
    #2
    I believe if you're looking for for lost/stolen phone coverage, you would get that through your wireless carrier since they can blacklist a lost/stolen device.

    Other types of insurance (AppleCare, SquareTrade, etc) simply cover warranty type stuff.
     
  3. ACURA2015 thread starter macrumors regular

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    Sep 1, 2015
    Location:
    Miami, Florida
    #3
    thanks, but Applecare nor SquareTrade offer insurance for lost or stolen phones, any other companies offer insurance against lost or stolen?
     
  4. JustCrusin macrumors member

    Joined:
    Mar 13, 2011
    #4
    I don't think so. I wanted this for my kids so I had to go with AT&T insurance.
     
  5. JoeyD74 macrumors 6502

    Joined:
    Oct 31, 2014
    #5
    Look through your credit cards and see if they have protection for this, some do like Amex
     
  6. etomd macrumors newbie

    etomd

    Joined:
    Sep 11, 2016
    #6
    I have used SquareTrade for years and it is pretty good. However, it doesn't cover theft. They used to have a $50 deductible but now it is $75. Also, water damage was covered but now that the 7 and 7 Plus are waterproof I hope they decrease the deductible and/or premium.
     
  7. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #7
    Yeah, that's what he said. That's why he recommended insurance through cellular providers. (It's typically Asurion.)
     
  8. Abs_p macrumors 6502a

    Joined:
    Jul 15, 2011
    #8
    It's $99 now.
     
  9. etomd macrumors newbie

    etomd

    Joined:
    Sep 11, 2016
    #9
    I might consider going through Verizon for that reason. I have only dealt with cracked screens and water damage. Loss or theft would cost a pretty penny.
     
  10. SisterBlue22 macrumors 6502a

    SisterBlue22

    Joined:
    Apr 29, 2015
    Location:
    Arizona
    #10
    I tried to put mine on my homeowner's, but apparently it's considered a high risk item, so no go on that.
     
  11. IndianBird macrumors 6502a

    Joined:
    Dec 28, 2009
    #11
    Lots of carriers do it, but filing a theft claim for an $800 phone will cause you more trouble in the long run.
     
  12. willmtaylor macrumors G3

    willmtaylor

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    Oct 31, 2009
    Location:
    A Natural State
    #12
    Not worth the hit on my homeowners policy.
     
  13. sporez macrumors member

    sporez

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    Location:
    Chattanooga, TN
  14. bufffilm Suspended

    bufffilm

    Joined:
    May 3, 2011
    #14
    Insurance thru Asurion costs about $12 a month. Don't forget that you have to pay the deductible each time you file. My deductible was $199 (6s 128gb).

    I had insurance when I first got my 6s and canceled it after 6 months.
     
  15. Bootleg Gucci macrumors 6502

    Bootleg Gucci

    Joined:
    Sep 16, 2013
    Location:
    NoVA
    #15
    Check out Wells Fargo credit card, some carry a cellphone protection plan that covers lost/stolen phones up to $600 value. Only requirement is to charge your monthly phone bill on the credit card and it covers several lines of phones.
     
  16. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #16
    https://www.wellsfargo.com/credit-cards/features/cell-phone-protection/

    Just remember, your phone was stolen, not lost. Stolen.

    Stolen.
     
  17. cousintim macrumors 6502

    cousintim

    Joined:
    Jan 14, 2015
    #17
    One of my credit cards offers Visa's Cellular Telephone Protection as an included benefit. It covers theft (and damage) but not loss. The max benefit is only $250, but free is free.

    As noted above, the coverage varies by issuer and Wells Fargo seems to be the most generous.
     

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