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Discussion in 'iPhone' started by ACURA2015, Sep 11, 2016.
Does anyone know which might be the best iPhone insurance for lost or stolen iPhones?
I believe if you're looking for for lost/stolen phone coverage, you would get that through your wireless carrier since they can blacklist a lost/stolen device.
Other types of insurance (AppleCare, SquareTrade, etc) simply cover warranty type stuff.
thanks, but Applecare nor SquareTrade offer insurance for lost or stolen phones, any other companies offer insurance against lost or stolen?
I don't think so. I wanted this for my kids so I had to go with AT&T insurance.
Look through your credit cards and see if they have protection for this, some do like Amex
I have used SquareTrade for years and it is pretty good. However, it doesn't cover theft. They used to have a $50 deductible but now it is $75. Also, water damage was covered but now that the 7 and 7 Plus are waterproof I hope they decrease the deductible and/or premium.
Yeah, that's what he said. That's why he recommended insurance through cellular providers. (It's typically Asurion.)
It's $99 now.
I might consider going through Verizon for that reason. I have only dealt with cracked screens and water damage. Loss or theft would cost a pretty penny.
I tried to put mine on my homeowner's, but apparently it's considered a high risk item, so no go on that.
Lots of carriers do it, but filing a theft claim for an $800 phone will cause you more trouble in the long run.
Not worth the hit on my homeowners policy.
Worth Ave Group is one that covers theft.
Insurance thru Asurion costs about $12 a month. Don't forget that you have to pay the deductible each time you file. My deductible was $199 (6s 128gb).
I had insurance when I first got my 6s and canceled it after 6 months.
Check out Wells Fargo credit card, some carry a cellphone protection plan that covers lost/stolen phones up to $600 value. Only requirement is to charge your monthly phone bill on the credit card and it covers several lines of phones.
Just remember, your phone was stolen, not lost. Stolen.
One of my credit cards offers Visa's Cellular Telephone Protection as an included benefit. It covers theft (and damage) but not loss. The max benefit is only $250, but free is free.
As noted above, the coverage varies by issuer and Wells Fargo seems to be the most generous.