Ok, so here is my situation: I have the iPhone 4. I know I will want the iPhone (whether I should want the phone is a different argument). I am a year into my contract with AT&T, and they say I am eligible for early upgrade pricing. However, I want to go with Verizon for the iPhone 5 because cell reception with Big Red is better in my area. My wife has VZW, so we would just add a line. A lot of people on here seem to get iPhones and sell them a lot, so to them I ask: What's the best plan for me to get the iPhone 5 and lose the least amount of money?