Best way to insure Verizon IP4?

Discussion in 'iPhone' started by AppledUp, Mar 7, 2011.

  1. AppledUp macrumors newbie

    Joined:
    Feb 5, 2011
    #1
    got a new phone and I would like to know the best way to get it insured, through verizon? apple? or 3rd party?
     
  2. S1njin macrumors 6502a

    S1njin

    Joined:
    May 3, 2010
    Location:
    NJ
    #2
    Don't bother. Even if you back over your phone w/ your car, you can go to apple and get a replacement for $199. Usually its a refurb, but if the phone is new and in high demand (VZW iPhone) they will have no choice but to give you a new one.
     
  3. FearlessFreep macrumors 6502a

    Joined:
    Jul 15, 2008
    Location:
    Northern Virginia, USA
    #3
    Not shilling for them, but SquareTrade offers a $99 policy that covers EVERYTHING, including full immersion and accidental dropage/breakage.
     
  4. seismicworm macrumors newbie

    Joined:
    Mar 7, 2011
    #4
    Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 4_2_6 like Mac OS X; en-us) AppleWebKit/533.17.9 (KHTML, like Gecko) Version/5.0.2 Mobile/8E200 Safari/6533.18.5)

    Not true, fearlessfreep. Don't go around and spread false info, misinforming other forum members. Squaretrade does not cover "everything" like you said as they do NOT insure lost or stolen devices.
     
  5. elit3nemesis macrumors regular

    elit3nemesis

    Joined:
    Apr 13, 2009
    #5
    I have heard a lot of good things about Squaretrade, are they a good reliable insurance for the iP4?
     
  6. A2DY macrumors member

    Joined:
    Feb 16, 2011
    #6
    i know the US is different but in UK there are a number of companies that specialise in mobile phone insurance here,
    cheapest way here (that I know of) is an add on that most banks offer to accounts, most here offer a type of account that has mobile insuracne and a few other bits starting at about £2.50 ($4 a month) they include loss/theft/mech failure/accidental damage etc....not sure if there is anything like that over there?
     
  7. seismicworm macrumors newbie

    Joined:
    Mar 7, 2011
    #7
    Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 4_2_6 like Mac OS X; en-us) AppleWebKit/533.17.9 (KHTML, like Gecko) Version/5.0.2 Mobile/8E200 Safari/6533.18.5)

    elite3nemesis, yes they are reliable and has been around for a long time but like I posted previously, they don't insure for loss/stolen devices. They do accidental damage, water damage, and out of warranty claims (after your manufacturer's warranty expires). There are usually 20 to 30 percent coupons floating around the 'net so look for them if you decide on squatetrade.
     
  8. elit3nemesis macrumors regular

    elit3nemesis

    Joined:
    Apr 13, 2009
    #8
    Is there a time on when I have to get it like within 90 days of purchase? Thanks.
     
  9. seismicworm macrumors newbie

    Joined:
    Mar 7, 2011
    #9
    Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 4_2_6 like Mac OS X; en-us) AppleWebKit/533.17.9 (KHTML, like Gecko) Version/5.0.2 Mobile/8E200 Safari/6533.18.5)

    For squatetrade, I think it's up to 30 days from date of purchase, but don't quote me on this.
     
  10. seismicworm macrumors newbie

    Joined:
    Mar 7, 2011
    #10
    Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 4_2_6 like Mac OS X; en-us) AppleWebKit/533.17.9 (KHTML, like Gecko) Version/5.0.2 Mobile/8E200 Safari/6533.18.5)

    Ensquared is another outfit insuring iPhones and the have a longer time period after the purchase date (I think it's 60 days) where you can buy their insurance. They do insure against loss and theft, and also have a similar plan to Squaretrade at a slightly cheaper price (assuming you don't use a coupon code with Squaretrade).

    Keep in mind that ensquared's comprehensive accidental/water damage/loss and stolen plan is only for one year. that plan is renewable for another year, according to a rep I emailed recently.
     
  11. AppledUp thread starter macrumors newbie

    Joined:
    Feb 5, 2011
    #11
    any other suggestions? I think i'd rather just pay the 200 cause im pretty careful with mine
     

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